20 Laura Ave, Prospect, CT 06712 Property Records

Prospect Town property record for 20 Laura Ave, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,892 sqft · built 1933
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,698 (2026)
Deeds & Mortgages	Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`T0288400`

Property Details

APN / Parcel Number

Primary APN	`T0288400`
Alternative APN	`PROS M:105 B:78 L:20`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	3,348 sqft
Basement Area	1,456 sqft
Unfinished Basement	856 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	T0288400
Street Address	20 LAURA AVE
City	PROSPECT
State	CT
Zip	06712-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	78
Legal Lot Number	20
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1006
Census Tract	347200

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LAURA AVE, PROSPECT, CT 06712-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	20 LAURA AVE, PROSPECT, CT 06712-1131
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	905-1
Date	Nov 18, 2021
Book Page	905/1
Instrument	1953

Lender

Name	FD COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,698.00 (+11.35%)	$200,130 (-) Land $65,730 Building $134,400	$354,546 (+153.08%)
2025	$5,117.00	$200,130 (+37.51%) Land $65,730 Building $134,400	$140,091 Land $46,011 Building $94,080
2024	$5,117.00 (+10.14%)
2023	$4,646.00 (-0.09%)	$145,540 (-) Land $65,760 Building $79,780
2022	$4,650.00	$145,540 Land $65,760 Building $79,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20