22 Lake Rd, Wallkill, NY 12589 Property Records

Ulster County and Gardiner Town property record for 22 Lake Rd, Wallkill, NY 12589

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,500 (Feb 2017)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`512400 92.20-1-41`

Property Details

APN / Parcel Number

Primary APN	`512400 92.20-1-41`
Alternative APN	`107940.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Composition/Composite
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Width	100 ft Width
Porch	Slab
Porch Area	338 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	107940.000
Street Address	22 LAKE RD
City	WALLKILL
State	NY
Zip	12589-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP1
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	ULSTER NY
Township / Civil Division	GARDINER
Census Block Group	3
Census Block	3037
Census Tract	954200

Owner

Source: Ulster County and Gardiner Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 LAKE RD, WALLKILL, NY 12589-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 14, 2017	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	20172330
Deed Book / Page	6124 / 340
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	22 LAKE RD, WALLKILL, NY 12589-3312
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004249
Date	Apr 19, 2023
Book Page	13071/274
Instrument	2023-4249

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 14, 2017
Property Address	22 LAKE RD, WALLKILL, NY 12589-3312
Document Number	0000002330
Book / Page	006124 / 000340
Instrument Date	Feb 1, 2017
Instrument	2330
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	GREENACRE ABSTRACT, GREENACRE ABST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 BORDEN RD WALLKILL NY 125893938, WALLKILL, NY 12589-3938

Mortgage

Document Number	2331
Date	Feb 14, 2017
Book Page	011242/000273
Instrument	2331

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Gardiner Town
Unified School District	Wallkill Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,987.00 (+359.33%)	$115,500 (-) Land $13,600 Building $101,900	$200,870 (+16.52%) Land $23,652 Building $177,218
2023		$115,500 (-) Land $13,600 Building $101,900	$172,388 (+7.46%) Land $20,299 Building $152,089
2022		$115,500 Land $13,600 Building $101,900	$160,417 Land $18,889 Building $141,528
2021	$868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (2005–2022)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Apr 2022 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures