14 Lake Rd, Wallkill, NY 12589 Property Records

Ulster County and Gardiner Town property record for 14 Lake Rd, Wallkill, NY 12589

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,016 sqft · built 1946
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Jan 2005)
Tax Bill	$6,161 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`512400 92.20-1-44`

Property Details

APN / Parcel Number

Primary APN	`512400 92.20-1-44`
Alternative APN	`100560.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,296 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	100 ft deep x 160 ft wide
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	100560.000
Street Address	14 LAKE RD
City	WALLKILL
State	NY
Zip	12589-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP1
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	ULSTER NY
Township / Civil Division	GARDINER
Census Block Group	3
Census Block	3037
Census Tract	954200

Owner

Source: Ulster County and Gardiner Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 LAKE RD, WALLKILL, NY 12589-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Loan Modification, Mortgage · Conventional Mortgage ULSTER SVGS BK
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2005 · Amount on Record
Deed Sale	Jan 11, 2005 · Amount on Record
Deed Book / Page	4013 / 311
Record Updated	Jun 8, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	14 LAKE RD, WALLKILL, NY 12589-3312
Document Number	0000018138
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAKE RD WALLKILL NY 125893312, WALLKILL, NY 12589-3312

Mortgage

Document Number	0000018138
Date	Dec 2, 2020
Book Page	006719/000085
Instrument	18138

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2030

Interest

Rate Type	Fixed Rate
Rate	2.37%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	14 LAKE RD, WALLKILL, NY 12589-3312
Document Number	0000018137
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAKE RD WALLKILL NY 125893312, WALLKILL, NY 12589-3312

Mortgage

Document Number	0000018137
Date	Dec 2, 2020
Book Page	012243/000054
Instrument	18137

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

Source: Ulster County and Gardiner Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Gardiner Town
Unified School District	Wallkill Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,161.00 (+359.09%)	$178,500 (-) Land $32,800 Building $145,700	$310,435 (+16.52%) Land $57,044 Building $253,391
2023		$178,500 (-) Land $32,800 Building $145,700	$266,418 (+7.46%) Land $48,955 Building $217,463
2022		$178,500 Land $32,800 Building $145,700	$247,917 Land $45,556 Building $202,361
2021	$1,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (2005–2022)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Apr 2022 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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