Bergen County and Lodi Borough property record for 22 John St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 1935 |
| Lot Size | 0.083 acres (3,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2023) |
| Tax Bill | $10,673 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2025 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 31-00156-0000-00018 |
| Primary APN | 31-00156-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,100 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Stucco |
| Lot Area | 3,624 sqft (0.083 acres) |
| Lot Dimensions | 145 ft deep x 25 ft wide |
| Account Number | 322400 |
|---|---|
| Street Address | 22 JOHN ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25X145 |
| Legal Subdivision | DANIEL J MCGRATH |
| Legal Block | 156 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30300 |
22 John St is owned and occupied by two individuals who bought it in September 2023.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE |
| Sep 25, 2023 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on File |
| Deed Sale | Sep 25, 2023 · Amount on File |
| Prior Sale | Jul 9, 1990 · Amount on File |
| Deed Document Number | 202362793 |
| Deed Book / Page | 5089 / 1105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 30 MARGARET ST, OLD BRIDGE, NJ 08857-2512 |
| Investor | Possibly a Property Investor |
| Document Number | 0049981643 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 4998/1643 |
| Instrument | 2023033972 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Document Number | 0054131529 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | 5413/1529 |
| Instrument | 2025006094 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 12, 2026 |
| Property Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Document Number | 0000031569 |
| Book / Page | 5794 / 611 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202631569 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Document Number | 0000031569, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 5794/611 |
| Instrument | 202631569 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 25, 2023 |
| Property Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Document Number | 0050891105 |
| Book / Page | 5089 / 1105 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023062793 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1216 RICHMOND RD, WEST MILFORD, NJ 07480-5101 |
| Name | Verified Name |
|---|---|
| Address | 22 JOHN ST, LODI, NJ 07644-2414 |
| Document Number | 2023062794 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023062794 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 22 John St was $10,673, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,500 (-) Land $150,400 Building $151,100 | $301,500 (-) Land $150,400 Building $151,100 | |
| 2025 | $10,673.00 (+5.61%) | $301,500 Land $150,400 Building $151,100 | $301,500 Land $150,400 Building $151,100 |
| 2024 | $10,106.00 | ||
| 2023 | $301,500 (-) Land $150,400 Building $151,100 | $301,500 (-) Land $150,400 Building $151,100 | |
| 2022 | $9,840.00 (-1.24%) | $301,500 Land $150,400 Building $151,100 | $301,500 Land $150,400 Building $151,100 |
| 2021 | $9,964.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 97 (1978–2023) |
| Claims Outside the SFHA | 8 of 97 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22 John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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