20 John St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 20 John St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	770 sqft · built 1900
Lot Size	0.077 acres (3,350 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2024)
Tax Bill	$6,733 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-00156-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`31-00156-0000-00017`
Alternative APNs	`310015600017` `322300`

Interior

Stories	1 Story
Building Area	770 sqft Living Area
1st Floor Area	770 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,350 sqft (0.077 acres)
Lot Dimensions	134 ft deep x 25 ft wide

Location & Zoning

Account Number	322300
Street Address	20 JOHN ST
City	LODI
State	NJ
Zip	07644-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X134
Legal Subdivision	BOROUGH/LODI
Legal Block	156
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3001
Census Tract	30300

Owner

20 John St is owned and occupied by two individuals who bought it in April 2024.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 JOHN ST, LODI, NJ 07644-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Deed Document Number	202417516
Deed Book / Page	5204 / 325
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 1, 2024
Property Address	20 JOHN ST, LODI, NJ 07644-2414
Document Number	0052040325
Book / Page	5204 / 325
Instrument Date	Jan 30, 2024
Instrument	2024017516
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 WITTE RD, HEWITT, NJ 07421-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JOHN ST, LODI, NJ 07644-2414

Mortgage

Document Number	2024017517
Date	Apr 1, 2024
Instrument	2024017517

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 20 John St was $6,733, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,200 (-) Land $133,600 Building $56,600	$190,200 (-) Land $133,600 Building $56,600
2025	$6,733.00 (+5.62%)	$190,200 Land $133,600 Building $56,600	$190,200 Land $133,600 Building $56,600
2024	$6,375.00
2023		$190,200 Land $133,600 Building $56,600	$190,200 Land $133,600 Building $56,600
2022	$6,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	97 (1978–2023)
Claims Outside the SFHA	8 of 97
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 15 claims Coastal Storms & Flooding, Apr 1984 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20