22 James Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 22 James Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,207 sqft · built 1973
Lot Size0.303 acres (13,176 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Oct 2025)
Tax Bill$2,297 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
May 2025 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-597-2264-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-2264-5
Alternative APNs
  • 30-1S-23-1534-000D-0030
  • 23S1301534000D0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,207 sqft Living Area
Gross Area3,430 sqft
1st Floor Area2,207 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,176 sqft (0.303 acres)
Lot Width112 ft Width
Garage TypeAttached
Garage Area588 sqft
PorchEnclosed/Unfinished Porch
Porch Area644 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address22 JAMES DR
CitySHALIMAR
StateFL
Zip32579-1012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONGWOOD 4TH ADD LOT 3 BLK D
Legal Range23W
Legal Township01S
Legal Section30
Legal SubdivisionLONGWOOD 4TH ADD
Legal BlockD
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract21600

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 JAMES DR, SHALIMAR, FL 32579-1012
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
May 20, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2025 · Amount on Record
Deed SaleOct 27, 2025 · Amount on Record
Prior SaleFeb 18, 2015 · Amount on Record
Deed Document Number20253780458
Prior Transfer DateFeb 12, 2015
Prior Transfer Doc0031844168
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 27, 2025
Property Address22 JAMES DR, SHALIMAR, FL 32579-1012
Document Number0003780458
Map ReferenceMB 5 PG 21
Instrument DateOct 27, 2025
Instrument3780458
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyCOTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 WILSON ST, OPP, AL 36467-1841

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 JAMES DR, SHALIMAR, FL 32579-1012

Mortgage

Document Number0003780459
DateOct 27, 2025
Instrument3780459
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMay 20, 2025
Property Address22 JAMES DR, SHALIMAR, FL 32579-1012
Document Number0003754963
Map ReferenceMB 5 PG 21
Instrument DateMay 20, 2025
Instrument3754963
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22 JAMES DR, SHALIMAR, FL 32579-1012

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 JAMES DR, SHALIMAR, FL 32579-1012

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,297.00 (+3.24%)$231,783 (+5.99%)$343,910 (+3.16%) Land $131,143 Building $212,767
2023$2,225.00 (+2.72%) Homeowner's exemption$218,690 (+3%)$333,365 (+6.35%) Land $91,743 Building $241,622
2022$2,166.00 Homeowner's exemption$212,320$313,468 Land $85,741 Building $227,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims41 (1978–2020)
Claims Outside the SFHA15 of 41
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 13 claims
  • Hurricane Opal, Oct 1995 · 17 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35

May also be available: Spectrum.

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