Okaloosa County property record for 20 James Dr, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,468 sqft · built 1973 |
| Lot Size | 0.315 acres (13,737 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jun 2007) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-2263-7 |
| Primary APN | C56-000-597-2263-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 3,224 sqft |
| 1st Floor Area | 2,468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,737 sqft (0.315 acres) |
| Lot Width | 112 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 JAMES DR |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGWOOD 4TH ADD LOT 2 BLK D |
| Legal Range | 23W |
| Legal Township | 01S |
| Legal Section | 30 |
| Legal Subdivision | LONGWOOD 4TH ADD |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21600 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 JAMES DR, SHALIMAR, FL 32579-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2007 · Amount on Record |
| Deed Sale | Jun 25, 2007 · Amount on Record |
| Prior Sale | Mar 30, 2005 · Amount on Record |
| Deed Document Number | 20072430409 |
| Deed Book / Page | 2792 / 1959 |
| Last Transfer Date | Aug 20, 2010 |
| Transfer Doc | 0029503311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 20 JAMES DR, SHALIMAR, FL 32579-1012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035183850 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 3518/3850 |
| Instrument | 3422404 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,437.00 (+5.96%) Homeowner's exemption | $238,180 (+5.99%) | $357,273 (+2.5%) Land $131,143 Building $226,130 |
| 2023 | $2,300.00 (+2.72%) Homeowner's exemption | $224,725 (+3%) | $348,560 (+6.38%) Land $91,743 Building $256,817 |
| 2022 | $2,239.00 Homeowner's exemption | $218,180 | $327,647 Land $85,741 Building $241,906 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 41 (1978–2020) |
| Claims Outside the SFHA | 15 of 41 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
May also be available: Spectrum.
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