Stafford County property record for 22 Iris Ln, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,421 sqft · built 2010 |
| Lot Size | 0.204 acres (8,864 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Jun 2026) |
| Tax Bill | $5,155 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30TT-1-33 |
| Primary APN | 30TT-1-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,421 sqft Living Area |
| Gross Area | 4,352 sqft |
| Basement Area | 1,250 sqft |
| Finished Basement | 760 sqft |
| Unfinished Basement | 490 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,864 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 49257 |
|---|---|
| Street Address | 22 IRIS LN |
| City | STAFFORD |
| State | VA |
| Zip | 22554-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 33 SEC 1 8864 SF MONCURE ESTATES |
| Legal Subdivision | MONCURE ESTATES SEC 1 |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | AQUIA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10210 |
22 Iris Ln is owned and occupied by an individual who bought it in June 2026.
Source: Stafford County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jun 20, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 23, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Jul 16, 2019 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | Jun 20, 2023 · Amount on File |
| Deed Document Number | 20267812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 1, 2026 |
| Property Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 0000007812 |
| Instrument Date | May 22, 2026 |
| Instrument | 20267812 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | RGS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,175.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 0000007815, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20267815 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 20, 2023 |
| Property Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 0230007344 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 230007344 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 0230007347 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 230007347 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 20, 2023 |
| Property Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 0230007343 |
| Instrument Date | May 19, 2023 |
| Instrument | 230007343 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 200008989 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 IRIS LN STAFFORD VA 225549448, STAFFORD, VA 22554-9448 |
| Document Number | 200008989 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 8989 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 16, 2019 |
| Property Address | 22 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 190011488 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 11488 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 IRIS LN STAFFORD VA 225549448, STAFFORD, VA 22554-9448 |
| Document Number | 190011491 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 11491 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 22 Iris Ln was $5,155, up 1.7% from the year before.
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,155.00 (+1.66%) | $559,300 Land $180,000 Building $379,300 | $559,300 Land $180,000 Building $379,300 |
| 2024 | $5,071.00 (+0.76%) | ||
| 2023 | $5,033.00 | $532,600 (-) Land $165,000 Building $367,600 | $532,600 (-) Land $165,000 Building $367,600 |
| 2022 | $532,600 Land $165,000 Building $367,600 | $532,600 Land $165,000 Building $367,600 | |
| 2021 | $4,133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Iris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Iris Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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