Stafford County property record for 20 Iris Ln, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,864 sqft · built 2012 |
| Lot Size | 0.209 acres (9,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $553,000 (Jun 2021) |
| Tax Bill | $5,255 (2025) |
| Deeds & Mortgages | Nov 2017 Refinance Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30TT-1-32 |
| Primary APN | 30TT-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,864 sqft Living Area |
| Basement Area | 1,476 sqft |
| Finished Basement | 680 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,130 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 49256 |
|---|---|
| Old Parcel Number | 030TT 1 32 |
| Street Address | 20 IRIS LN |
| City | STAFFORD |
| State | VA |
| Zip | 22554-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 32 SEC 1 9126 SF MONCURE ESTATES |
| Legal Subdivision | MONCURE ESTATES SEC 01 |
| Legal Lot Number | 32 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | AQUIA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10210 |
20 Iris Ln is owned and occupied by an individual who bought it in June 2021.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20 IRIS LN, STAFFORD, VA 22554-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FEDERAL CREDIT UNION |
| Jun 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Prior Sale | Jun 11, 2012 · Amount on File |
| Deed Document Number | 210019701 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 20 IRIS LN, STAFFORD, VA 22554-9448 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | PENFED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0170021229 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 170021229 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 9, 2021 |
| Property Address | 20 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 210019701 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 210019701 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 IRIS LN, STAFFORD, VA 22554-9448 |
| Document Number | 210019702 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 210019702 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 20 Iris Ln was $5,255.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,255.00 | $561,100 Land $180,000 Building $381,100 | $561,100 Land $180,000 Building $381,100 |
| 2023 | $5,096.00 | $539,300 Land $165,000 Building $374,300 | $539,300 Land $165,000 Building $374,300 |
| 2021 | $4,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Iris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Iris Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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