22 Holly Ln, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 22 Holly Ln, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,615 sqft · built 1925
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$2,125,000 (Sep 2020)
Tax Bill	$40,250 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-7-4-54`

Property Details

APN / Parcel Number

Primary APN	`551400 146-7-4-54`
Alternative APN	`140014600700040540000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,615 sqft Living Area
1st Floor Area	1,977 sqft
2nd Floor Area	1,092 sqft
Upper Floors Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Stone
Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Street Address	22 HOLLY LN
City	RYE
State	NY
Zip	10580-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	REVISED MAP OF LOUDON
Legal Block	4
Legal Lot Number	54.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2012
Census Tract	7700

Owner

22 Holly Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 HOLLY LN, RYE, NY 10580-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Aug 6, 1998 · Amount on File
Deed Document Number	2020602343110
Record Updated	Oct 29, 2026

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 11, 2020
Property Address	22 HOLLY LN, RYE, NY 10580-3908
Document Number	0602343110
Map Reference	MAP 1952
Instrument Date	Sep 1, 2020
Instrument	602343110
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 HOLLY LN, 22, RYE, NY 10580-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CENTRAL PARK W # 6B, 6B, NEW YORK, NY 10025-4819

Mortgage

Document Number	0602483487
Date	Sep 11, 2020
Instrument	602483487

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	7.37%

Tax Assessment & Valuation

The 2026 property tax bill for 22 Holly Ln was $40,250, up 19.7% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,250.00 (+19.7%)
2025	$33,627.00	$31,750 (-) Land $7,950 Building $23,800	$2,690,678 (+6.78%) Land $673,729 Building $2,016,949
2024		$31,750 (-) Land $7,950 Building $23,800	$2,519,841 (+2.38%) Land $630,952 Building $1,888,889
2023		$31,750 Land $7,950 Building $23,800	$2,461,240 Land $616,279 Building $1,844,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Holly Ln in Zone X, an area of minimal flood risk, though there have been 340 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 individual policies
Nearby Flood Policies	88 units insured incl. 34 condo units
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Holly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20