22 Hiwassee St, Murphy, NC 28906 Property Records

Cherokee County property record for 22 Hiwassee St, Murphy, NC 28906

Property Summary

Property TypeBank, Financial Building
Details4,214 sqft · built 1989
Lot Size0.269 acres (11,761 sqft)
OwnerCompany Name on Record
Tax Bill$5,715 (2025)
Flood ZoneZone X (minimal risk)
APN459210454075000

Property Details

APN / Parcel Number

Primary APN459210454075000
Alternative APN
  • 7338

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area4,214 sqft Heated Area
Upper Floors Area1,920 sqft
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialSlate
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions41 ft deep x 44 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area182 sqft
FenceFence
Canopy572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number7338
Street Address22 HIWASSEE ST
CityMURPHY
StateNC
Zip28906-2939
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeGB
Legal DescriptionSERVICE STATION LOT 552/137
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2068
Census Tract930402

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 27131, RALEIGH, NC 27611-7131
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2002
Deed SaleDec 1, 2002
Deed Document Number0000552137
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,715.00$936,980 (-)$936,980 (-) Land $182,330 Building $754,650
2023$936,980$936,980 Land $182,330 Building $754,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MURPHY
serves 4,498 people · EPA ID NC0120010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Peachtree Broadband Fiber.

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