64 Hiwassee St, Murphy, NC 28906 Property Records

Cherokee County property record for 64 Hiwassee St, Murphy, NC 28906

Property Summary

Property TypeRestaurant
Details10,010 sqft · built 1915
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Tax Bill$2,607 (2025)
Deeds & MortgagesOct 2017 Mortgage
Feb 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN459214443925000

Property Details

APN / Parcel Number

Primary APN459214443925000
Alternative APN
  • 33857

Interior

Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area10,010 sqft Heated Area
1st Floor Area7,700 sqft
Upper Floors Area2,310 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialOther
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions50 ft deep x 51 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number33857
Street Address64 HIWASSEE ST
CityMURPHY
StateNC
Zip28906-2939
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeGB
Legal DescriptionHILTON BLDG 1344/437 1451/1007 1451/1013 A/25A
Legal SubdivisionHUBBARD HOUSE LT
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2072
Census Tract930402

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3451 CANEY CREEK RD, MURPHY, NC 28906-6159
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Feb 27, 2025Correction Deed
Feb 27, 2025Intrafamily Transfer, Transfer
Feb 12, 2025Intrafamily Transfer, Transfer
Feb 12, 2025Public Action, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 26, 2025
Transfer Doc001773/406
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address64 HIWASSEE ST, MURPHY, NC 28906-2939
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01570/0522
DateOct 2, 2017
Book Page01570/0522
Instrument04415
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 2, 2022

February 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionCHEROKEE NC
Recording DateFeb 27, 2025
Property Address64 HIWASSEE ST, MURPHY, NC 28906-2939
Document Number001773/404
Book / Page1773 / 404
Instrument DateFeb 26, 2025
Instrument847
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 136, MURPHY, NC 28906-0136

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 CANEY CREEK RD, MURPHY, NC 28906-6159

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateFeb 27, 2025
Property Address64 HIWASSEE ST, MURPHY, NC 28906-2939
Document Number001773/406
Book / Page1773 / 406
Instrument DateFeb 26, 2025
Instrument848
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3451 CANEY CREEK RD, MURPHY, NC 28906-6159

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 CANEY CREEK RD, MURPHY, NC 28906-6159

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateFeb 12, 2025
Property Address64 HIWASSEE ST, MURPHY, NC 28906-2939
Document Number001772/868
Book / Page1772 / 868
Instrument DateFeb 10, 2025
Instrument604
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3451 CANEY CREEK RD, MURPHY, NC 28906-6159

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 CANEY CREEK RD, MURPHY, NC 28906-6159

February 2025: Public Action, Foreclosure

Document TypePublic Action
JurisdictionCHEROKEE NC
Recording DateFeb 12, 2025
Property Address64 HIWASSEE ST, MURPHY, NC 28906-2939
Document Number001772/866
Book / Page1772 / 866
Instrument DateFeb 10, 2025
Instrument603
Transaction TypeForeclosure
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 136, MURPHY, NC 28906-0136

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 CANEY CREEK RD, MURPHY, NC 28906-6159

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,607.00$427,520 (-)$427,520 (-) Land $164,900 Building $262,620
2023$427,520$427,520 Land $164,900 Building $262,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MURPHY
serves 4,498 people · EPA ID NC0120010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Peachtree Broadband Fiber.

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