22 Harvard St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 22 Harvard St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2025)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:21 B:6 L:11`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:21 B:6 L:11`
Alternative APN	`CNCD M:7911Z B:88`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	672 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 HARVARD ST
City	CONCORD
State	NH
Zip	03301-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	88
Legal Lot Number	11
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2022
Census Tract	32800

Owner

Source: Merrimack County and Concord City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 CONCORD STAGE RD, WEARE, NH 03281-4727
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage MERRIMACK COUNTY SAVINGS BANK
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage THOMAS J & SUZANNE E GRAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Aug 25, 2025 · Amount on Record
Deed Document Number	2025202500014752
Deed Book / Page	3903 / 1902
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 19, 2025
Property Address	22 HARVARD ST, CONCORD, NH 03301-2318
Document Number	0000014752
Book / Page	3903 / 1902
Instrument Date	Sep 19, 2025
Instrument	202500014752
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	271 CONCORD STAGE RD, WEARE, NH 03281-4727

Mortgage

Document Number	0000014753
Date	Sep 19, 2025
Instrument	202500014753

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 31, 2018
Property Address	22 HARVARD ST, CONCORD, NH 03301-2318
Document Number	0036130997
Book / Page	003613 / 000997
Instrument Date	Oct 29, 2018
Instrument	19807
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 HARVARD ST CONCORD NH 033012318, CONCORD, NH 03301-2318

Mortgage

Document Number	36130999
Date	Oct 31, 2018
Book Page	003613/000999
Instrument	19808

Lender

Name	THOMAS J & SUZANNE E GRAY
Address	103 GRAHAM ST # 1, BIDDEFORD, ME 04005-3107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,098.00 (+5.73%)	$278,200 (+0.58%) Land $122,400 Building $155,800
2024	$7,659.00 (+3.1%)	$276,600 (-) Land $122,400 Building $154,200
2023	$7,429.00 (+3.74%)	$276,600 (-) Land $122,400 Building $154,200
2022	$7,161.00	$276,600 Land $122,400 Building $154,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2006–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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