Merrimack County and Concord City property record for 12 Harvard St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 940 sqft · built 1934 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Aug 1999) |
| Tax Bill | $6,998 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:8022Z B:2 |
| Primary APN | CNCD M:8022Z B:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 940 sqft Living Area |
| Gross Area | 1,684 sqft |
| 1st Floor Area | 566 sqft |
| Basement Area | 566 sqft |
| Unfinished Basement | 566 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 HARVARD ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 32800 |
12 Harvard St is owned and occupied by an individual who bought it in August 1999.
Source: Merrimack County and Concord City records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 HARVARD ST, CONCORD, NH 03301-2318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 1999 · Amount on File |
| Deed Sale | Aug 27, 1999 · Amount on File |
| Deed Book / Page | 2172 / 1113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 12 HARVARD ST, CONCORD, NH 03301-2318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002300 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 3780/49 |
| Instrument | 202200002300 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12 Harvard St was $6,998.
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,998.00 | $240,400 Land $120,200 Building $120,200 |
| 2023 | $6,366.00 (+3.75%) | $237,000 (-) Land $120,200 Building $116,800 |
| 2022 | $6,136.00 | $237,000 Land $120,200 Building $116,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Harvard St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2006–2008) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Harvard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Breezeline, Fidium Fiber, Verizon.
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