22 Hammer Dr, Eaton, OH 45320 Property Records

Preble County property record for 22 Hammer Dr, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$101,800 (Apr 2006)
Deeds & Mortgages	Dec 2008 Mortgage Apr 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B02-0024-006-02-003-000`

Property Details

APN / Parcel Number

Primary APN	`B02-0024-006-02-003-000`

Exterior

Terrain	Rolling

Location & Zoning

Street Address	22 HAMMER DR
City	EATON
State	OH
Zip	45320-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:B02 CITY/MUNI/TWP:GASPER TOWNSHIP MAP REF:B02-006
Jurisdiction	PREBLE OH
Township / Civil Division	GASPER
Census Block Group	1
Census Block	1035
Census Tract	470101

Owner

22 Hammer Dr is owned and occupied by an individual who bought it in April 2006.

Source: Preble County records, as of March 16, 2026

Owner of Record	Individual Name on File
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2008	Deed of Trust, Mortgage · FHA Mortgage THE SOMERVILLE NATIONAL BANK
Apr 19, 2006	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2006 · Amount on File
Deed Sale	Apr 19, 2006 · Amount on File
Prior Sale	May 31, 1995 · Amount on File
Deed Document Number	200600070482
Deed Book / Page	247 / 0731
Record Updated	Jun 8, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	22 HAMMER DR, EATON, OH 45320-2809
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SW TITLE, SWD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00280/0394
Date	Dec 22, 2008
Book Page	280/0394
Instrument	200800092012

Lender

Name	THE SOMERVILLE NATIONAL BANK
Type	Bank
Address	EATON, OH 45320

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2039

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 19, 2006
Property Address	22 HAMMER DR, EATON, OH 45320-2809
Document Number	00247/0731
Book / Page	247 / 0731
Map Reference	MB9 PG163
Instrument Date	Apr 11, 2006
Instrument	200600070482
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	SOUTHWESTERN OH TITLE AGENCY LLC, SOUTHWESTERN OHIO TITLE AGEN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5708, SPRINGFIELD, OH 45501-5708
Mail Care Of	WELLS FARGO BANK NA

Mortgage

Document Number	200600070483
Date	Apr 19, 2006
Instrument	200600070483

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gasper Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	Homeowner's exemption
2023	Homeowner's exemption

Flood

FEMA maps place 22 Hammer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Hammer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKENGREN WATER AUTHORITY private · serves 2,950 people · EPA ID OH6800712
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Blue Sky Wireless.

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