20 Hammer Dr, Eaton, OH 45320 Property Records

Preble County property record for 20 Hammer Dr, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2021
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B44-0024-006-02-002-000`

Property Details

APN / Parcel Number

Primary APN	`B44-0024-006-02-002-000`
Alternative APN	`B02002400602002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 HAMMER DR
City	EATON
State	OH
Zip	45320-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1147 LAKENGREN SUBD
Legal Subdivision	LAKENGREN SUBD
Legal Lot Number	1147
Jurisdiction	PREBLE OH
Township / Civil Division	GASPER
Census Block Group	1
Census Block	1035
Census Tract	470101

Owner

20 Hammer Dr is owned by an individual who acquired it in March 2023.

Source: Preble County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	214 LAKENGREN DR, EATON, OH 45320-2864
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 13, 2023	Warranty Deed, Transfer E-PERFORMANCE TITLE, PERFORMANCE TITLE
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2009	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023
Deed Sale	Mar 13, 2023
Deed Document Number	2023893
Deed Book / Page	443 / 1446
Prior Transfer Date	Apr 20, 2018
Prior Transfer Doc	00381/1364
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	20 HAMMER DR, EATON, OH 45320-2809
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HAMMER DR, EATON, OH 45320-2809

Mortgage

Document Number	00472/1521
Date	Oct 30, 2025
Book Page	472/1521
Instrument	202500004657

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Mar 13, 2023
Property Address	20 HAMMER DR, EATON, OH 45320-2809
Document Number	00443/1446
Book / Page	443 / 1446
Map Reference	VOL 9 PG 163
Instrument Date	Mar 3, 2023
Instrument	202300000893
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	410 RAEFORD RD, ANGIER, NC 27501-8395

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 20, 2018
Property Address	20 HAMMER DR, EATON, OH 45320-2809
Document Number	00381/1364
Book / Page	381 / 1364
Map Reference	VOL 9 PG 163
Instrument Date	Apr 20, 2018
Instrument	201800001730
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5751 STATE ROUTE 732 W, EATON, OH 45320-9584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HAMMER DR, EATON, OH 45320-2809

April 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 28, 2009
Property Address	20 HAMMER DR, EATON, OH 45320-2809
Document Number	00283/2580
Book / Page	283 / 2580
Map Reference	MB9 PG163
Instrument Date	Apr 28, 2009
Instrument	200900094535
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 LONG DR, EATON, OH 45320-2717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5751 ROUTE 732, EATON, OH 45320
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20 Hammer Dr was $3,050, up 621% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gasper Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00 (+621.04%)	$72,460 (+899.45%) Land $7,250 Building $65,210
2024	$423.00 (+16.53%)	$7,250 (+47.96%) Land $7,250
2023	$363.00 (+7.72%)	$4,900 (+21.59%) Land $4,900	$207,000 Land $20,700 Building $186,300
2022	$337.00	$4,030 Land $4,030
2020			$14,000 Land $14,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Hammer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Hammer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKENGREN WATER AUTHORITY private · serves 2,950 people · EPA ID OH6800712
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Blue Sky Wireless.

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