Madison County property record for 22 Ginger Dr, Berea, KY 40403 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,024 sqft |
| Lot Size | 0.153 acres (6,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,900 (Apr 2022) |
| Tax Bill | $1,466 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B001-0004-0025-A |
| Primary APN | B001-0004-0025-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,024 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 6,696 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 59846 |
|---|---|
| Street Address | 22 GINGER DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANGEL LOT 16A BLK A |
| Legal Subdivision | ANGEL ADD |
| Legal Block | A |
| Legal Lot Number | 16A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11201 |
Source: Madison County records · APN B001-0004-0025-A
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 GINGER DR, BEREA, KY 40403-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 08, 2022 | Warranty Deed, Transfer · Commercial Mortgage PRIME MORTGAGE LENDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2022 · Amount on Record |
| Deed Sale | Apr 08, 2022 · Amount on Record |
| Deed Document Number | 202214085629 |
| Deed Book / Page | 821 / 249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 22 GINGER DR, BEREA, KY 40403-1501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 22 GINGER DR, BEREA, KY 40403-1501 |
| Document Number | 0M2387/414 |
|---|---|
| Date | Jun 23, 2025 |
| Book Page | M2387/414 |
| Instrument | 2014268499 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 22 GINGER DR, BEREA, KY 40403-1501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 22 GINGER DR, BEREA, KY 40403-1501 |
| Document Number | 0M2223/185 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | M2223/185 |
| Instrument | 2014137318 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 08, 2022 |
| Property Address | 22 GINGER DR, BEREA, KY 40403-1501 |
| Document Number | 00D821/249 |
| Book / Page | D821 / 249 |
| Map Reference | MB 5 PG 269 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2014085629 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | BRIDGE TRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 APRICOT DR, RICHMOND, KY 40475-8684 |
| Name | Verified Name |
|---|---|
| Address | 22 CONGER DRIVE, BEREA, KY 40403 |
| Document Number | 2014085632 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 2014085632 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,466.00 (+24.77%) | $123,000 (+36.82%) | $123,000 (+36.82%) |
| 2023 | $1,175.00 | $89,900 | $89,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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