176 Ginger Dr, Berea, KY 40403 Property Records

Madison County property record for 176 Ginger Dr, Berea, KY 40403 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Lot Size	4.52 acres (196,891 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Jan 2019)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Jan 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0061-0000-0008`

Property Details

APN / Parcel Number

Primary APN	`0061-0000-0008`
Alternative APNs	`134571` `97368` `64537`

Exterior

Lot Area	196,891 sqft (4.52 acres)

Location & Zoning

Account Number	64537
Street Address	176 GINGER DR
City	BEREA
State	KY
Zip	40403-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3009
Census Tract	11201

Owner

Source: Madison County records · APN 0061-0000-0008

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	176 GINGER DR, BEREA, KY 40403-1586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	2013987499
Deed Book / Page	D00769 / 252
Record Updated	Jun 08, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 23, 2019
Property Address	176 GINGER DR, BEREA, KY 40403-1586
Document Number	D00769/252
Book / Page	D00769 / 252
Map Reference	CAB 26 SL 284
Instrument Date	Jan 14, 2019
Instrument	2013987499
Transaction Type	Transfer
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 CABERNET DR, BEREA, KY 40403-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	180 GINGER DR, BEREA, KY 40403-1586

Mortgage

Document Number	2013987500
Date	Jan 23, 2019
Instrument	2013987500

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (+276.29%) Additional exemption filed	$293,000 (+312.68%)	$293,000 (+312.68%)
2023	$928.00	$71,000	$71,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 69% of Kentucky
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.