22 Gilbert St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 22 Gilbert St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,564 sqft · built 1984
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Oct 1996)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:5 L:21`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:5 L:21`
Alternative APN	`M:0005 B:0000 L:0021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
Gross Area	2,841 sqft
1st Floor Area	705 sqft
Attic	Attic
Attic Area	681 sqft
Basement Area	681 sqft
Unfinished Basement	681 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	14,400 sqft (0.331 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 GILBERT ST
City	DRACUT
State	MA
Zip	01826-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	21
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1016
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 GILBERT ST, WEST NEWTON, MA 02465-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage EASTERN BANK
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 1996 · Amount on Record
Deed Sale	Oct 31, 1996 · Amount on Record
Prior Sale	Jun 2, 1995 · Amount on Record
Deed Book / Page	8286 / 99
Last Transfer Date	Feb 27, 2026
Transfer Doc	085280-228
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Feb 27, 2026
Property Address	22 GILBERT ST, DRACUT, MA 01826-1714
Document Number	085280-228
Book / Page	85280 / 228
Instrument Date	Feb 27, 2026
Instrument	21730
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GILBERT ST, WEST NEWTON, MA 02465-2211

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	22 GILBERT ST, DRACUT, MA 01826-1714
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037572-106
Date	Dec 14, 2022
Book Page	37572/106
Instrument	50601

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	22 GILBERT ST, DRACUT, MA 01826-1714
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36099-1
Date	Aug 6, 2021
Book Page	36099/1
Instrument	46354

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,656.00 (+3.4%)	$460,100 (+6.78%) Land $198,400 Building $261,700	$448,020 (-11.92%)
2024	$4,503.00 (+3.45%)	$430,900 (+14.63%) Land $188,900 Building $242,000	$508,630
2023	$4,353.00	$375,900 Land $164,200 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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