13 Gilbert St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 13 Gilbert St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1996
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jan 2024)
Tax Bill	$5,460 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:5 L:16`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:5 L:16`
Alternative APNs	`M:0005 B:0000 L:0016` `781435`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	781435
Street Address	13 GILBERT ST
City	DRACUT
State	MA
Zip	01826-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	16
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1020
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 GILBERT ST, DRACUT, MA 01826-1713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage CMG MORTGAGE INC
Jan 19, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
May 25, 2023	Quit Claim Deed, Transfer · Commercial Mortgage GROUNDFLOOR RE 1 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Deed Document Number	20241506
Deed Book / Page	38288 / 127
Prior Transfer Date	May 24, 2023
Prior Transfer Doc	0037850-75
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	13 GILBERT ST, DRACUT, MA 01826-1713
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039594-231
Date	Oct 16, 2025
Book Page	39594/231
Instrument	33036

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jan 19, 2024
Property Address	13 GILBERT ST, DRACUT, MA 01826-1713
Document Number	038288-127
Book / Page	38288 / 127
Instrument Date	Jan 19, 2024
Instrument	1506
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 GILBERT ST, DRACUT, MA 01826-1713

Mortgage

Document Number	0000001507
Date	Jan 19, 2024
Instrument	1507

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	May 25, 2023
Property Address	13 GILBERT ST, DRACUT, MA 01826-1713
Document Number	0037850-75
Book / Page	37850 / 75
Instrument Date	May 24, 2023
Instrument	14541
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MASON RD, MILFORD, NH 03055-4608

Mortgage

Document Number	0000014542
Date	May 25, 2023
Instrument	14542

Lender

Name	GROUNDFLOOR RE 1 LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,460.00 (+5.55%)	$564,600 (+10.45%) Land $210,700 Building $353,900	$525,160 (-)
2025	$5,173.00 (+2.68%)	$511,200 (+6.04%) Land $193,300 Building $317,900	$525,160 (+12.86%)
2024	$5,038.00 (+3.71%)	$482,100 (+14.92%) Land $184,100 Building $298,000	$465,310
2023	$4,858.00	$419,500 Land $160,000 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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