22 Garnet Dr, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 22 Garnet Dr, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,812 sqft · built 2012
Lot Size	1.15 acres (50,181 sqft)
Owner	2 Trust Names on File
Last Sale	$557,400 (May 2013)
Tax Bill	$10,818 (2025)
Deeds & Mortgages	Feb 2021 Refinance Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:341 L:004=005`

Property Details

APN / Parcel Number

Primary APN	`M:341 L:004=005`
Alternative APN	`FRAN M:341 L:004-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
Gross Area	4,956 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,181 sqft (1.15 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	22 GARNET DR
City	FRANKLIN
State	MA
Zip	02038-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4-5
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2022
Census Tract	442201

Owner

22 Garnet Dr is owner-occupied and held in a trust since July 2023.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	22 GARNET DR, FRANKLIN, MA 02038-4627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2013 · Amount on File
Deed Sale	May 1, 2013 · Amount on File
Deed Book / Page	31292 / 259
Last Transfer Date	Jul 19, 2023
Transfer Doc	0041450-36
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	22 GARNET DR, FRANKLIN, MA 02038-4627
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038980-398
Date	Feb 9, 2021
Book Page	38980/398
Instrument	17080

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 6, 2023
Property Address	22 GARNET DR, FRANKLIN, MA 02038-4627
Document Number	0041450-36
Book / Page	41450 / 36
Instrument Date	Jul 19, 2023
Instrument	65670
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GARNET DR, FRANKLIN, MA 02038-4627

Tax Assessment & Valuation

The 2025 property tax bill for 22 Garnet Dr was $10,818, down 3% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,818.00 (-2.99%)	$931,000 (-1.58%) Land $360,000 Building $571,000	$1,042,245 (+7.67%)
2024	$11,152.00 (+8.46%)	$945,900 (+15.73%) Land $360,000 Building $585,900	$967,955
2023	$10,282.00	$817,300 Land $305,800 Building $511,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Garnet Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Garnet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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