Walton County property record for 22 Garnet Cv, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,932 sqft · built 1994 |
| Lot Size | 0.075 acres (3,273 sqft) |
| Owner | Trust Name on File |
| Last Sale | $725,000 (Jul 2021) |
| Tax Bill | $5,664 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42830-000-0350 |
| Primary APN | 30-2S-21-42830-000-0350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,575 sqft |
| 1st Floor Area | 942 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 3,273 sqft (0.075 acres) |
| Lot Dimensions | 58 ft deep x 21 ft wide |
| Driveway | Brick Driveway |
| Porch | Open/Unfinished Porch |
| Porch Area | 643 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22 GARNET CV |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | LOT 35 EMERALD SHORES OF SOUTH WALTON PB 9-33 OR 1030-28 OR 1063-181 OR 1176-214 OR 1366-128 OR 2909-241 OR 3206-3171 OR 3310-3953 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD SHORES OF SOUTH WALTON |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950608 |
22 Garnet Cv is held in a trust since December 2023.
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 184 GOVERNORS LN NW, AIKEN, SC 29801-6823 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 20, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Deed Document Number | 202134725 |
| Deed Book / Page | 3206 / 3171 |
| Last Transfer Date | Dec 2, 2023 |
| Transfer Doc | 0033103953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 20, 2023 |
| Property Address | 22 GARNET CV, MIRAMAR BEACH, FL 32550-5206 |
| Document Number | 0033103953 |
| Book / Page | 3310 / 3953 |
| Map Reference | MB 9 PG 33 |
| Instrument Date | Dec 2, 2023 |
| Instrument | 20230045166 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 184 GOVERNORS LN NW, AIKEN, SC 29801-6823 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 22 GARNET CV, MIRAMAR BEACH, FL 32550-5206 |
| Document Number | 0032063171 |
| Book / Page | 3206 / 3171 |
| Map Reference | MB 9 PG 33 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 20210034725 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3812 RIDGELINE DR, 3812, NORMAN, OK 73072-1721 |
| Name | Verified Name |
|---|---|
| Address | 22 GARNET CV, MIRAMAR BEACH, FL 32550-5206 |
| Document Number | 32063177 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 3206/3177 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 22 Garnet Cv was $5,664, down 15.3% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,664.00 (-15.35%) | $626,904 Land $120,000 Building $506,904 | $626,904 Land $120,000 Building $506,904 |
| 2024 | $6,691.00 (+2.76%) | ||
| 2023 | $6,511.00 (+11.39%) | $742,495 (+17.71%) Land $105,440 Building $637,055 | $742,495 (+17.71%) Land $105,440 Building $637,055 |
| 2022 | $5,845.00 | $630,793 Land $117,039 Building $513,754 | $630,793 Land $117,039 Building $513,754 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Garnet Cv in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22 Garnet Cv has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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