Walton County property record for 15 Garnet Cv, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,432 sqft · built 1996 |
| Lot Size | 0.076 acres (3,354 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $269,000 (Dec 2002) |
| Tax Bill | $4,801 (2024) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42830-000-0380 |
| Primary APN | 30-2S-21-42830-000-0380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 1,809 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete Tile |
| Lot Area | 3,354 sqft (0.076 acres) |
| Lot Dimensions | 7.7 ft deep x 4.8 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 377 sqft |
| Patio Area | 220 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1068795 |
|---|---|
| Street Address | 15 GARNET CV |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 EMERALD SHORES OF SOUTH WALTON S/D PB 9-33 OR 975-27 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD SHORES OF SOUTH WALTON |
| Legal Lot Number | 38 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950608 |
The current owner of 15 Garnet Cv bought it in December 2002.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3997 VON RISSEN CT, CLEVES, OH 45002-1176 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2002 · Amount on File |
| Deed Sale | Dec 2, 2002 · Amount on File |
| Deed Document Number | 740725 |
| Deed Book / Page | 2454 / 1434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 15 GARNET CV, MIRAMAR BEACH, FL 32550-5206 |
| Document Number | 0031052823 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33997 VON RISSEN CT CLEVES OH 45002, CLEVES, OH 45002 |
| Document Number | 0031052823 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 003105/002823 |
| Instrument | 15657 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 14, 2034 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $513,200 Land $120,000 Building $393,200 | $513,200 Land $120,000 Building $393,200 | |
| 2024 | $4,801.00 (+4.62%) | ||
| 2023 | $4,589.00 (+11.06%) | $599,405 (+16.31%) Land $105,440 Building $493,965 | $599,405 (+16.31%) Land $105,440 Building $493,965 |
| 2022 | $4,132.00 | $515,336 Land $117,039 Building $398,297 | $515,336 Land $117,039 Building $398,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Garnet Cv in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Garnet Cv has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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