22 Garden Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 22 Garden Rd, Natick, MA 01760

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,418 sqft · built 1987
Lot Size	0.609 acres (26,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jul 2024)
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Jan 2022 Refinance Nov 2020 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`47-00002022`

Property Details

APN / Parcel Number

Primary APN	`47-00002022`
Alternative APN	`NATI M:00000047 P:00002022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,418 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	26,570 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	47-00002022
Street Address	22 GARDEN RD
City	NATICK
State	MA
Zip	01760-3753
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RSG
Legal Subdivision	VILLAGE GARDENS CONDO
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	3
Census Block	3000
Census Tract	382601

Owner

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 GARDEN RD, R, NATICK, MA 01760-3753
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Sep 17, 2019	Condominium Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	202473547
Deed Book / Page	82975 / 496
Prior Transfer Date	Jun 25, 2024
Prior Transfer Doc	082975-496
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	22 GARDEN RD, NATICK, MA 01760-3753
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079617-512
Date	Jan 31, 2022
Book Page	79617/512
Instrument	16726

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	22 GARDEN RD, NATICK, MA 01760-3753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76245-223
Date	Nov 23, 2020
Book Page	76245/223
Instrument	221203

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NATICK MA
Recording Date	Sep 17, 2019
Property Address	22 GARDEN RD, NATICK, MA 01760-3753
Document Number	73292-169
Book / Page	73292 / 169
Instrument Date	Sep 6, 2019
Instrument	141053
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GARDEN RD # R, R, NATICK, MA 01760-3753

Mortgage

Document Number	141054
Date	Sep 17, 2019
Instrument	141054

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	22 GARDEN RD, NATICK, MA 01760-3753
Document Number	71296-352
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GARDEN RD #22 NATICK MA 017603753, 22, NATICK, MA 01760-3753

Mortgage

Document Number	71296-352
Date	Jul 11, 2018
Book Page	071296/000352
Instrument	102377

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jul 10, 2030

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,218.00 (+4.38%)	$519,900 (+7%) Building $519,900	$543,400
2024	$5,957.00 (+4.31%)	$485,900 (+7.55%) Building $485,900
2023	$5,711.00	$451,800 Building $451,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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