13 Garden Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 13 Garden Rd, Natick, MA 01760

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,150 sqft · built 1985
Lot Size	0.314 acres (13,717 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Oct 2021)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	Nov 2025 Sale Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`39-8000A013`

Property Details

APN / Parcel Number

Primary APN	`39-8000A013`
Alternative APN	`NATI M:00000039 P:8000A013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,150 sqft Living Area
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	13,717 sqft
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	39-8000A013
Street Address	13 GARDEN RD
City	NATICK
State	MA
Zip	01760-3702
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RESG
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	3
Census Block	3001
Census Tract	382601

Owner

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 GARDEN RD, NATICK, MA 01760-3702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Condominium Deed, Transfer
Aug 10, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTY HOME MORTGAGE
Mar 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MARMAC FUNDING LLC
Mar 25, 2021	Quit Claim Deed, Transfer
Jan 23, 2017	Deed of Trust, Mortgage · ARM EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	2021235525
Deed Book / Page	79008 / 121
Last Transfer Date	Aug 3, 2023
Transfer Doc	081874-336
Record Updated	Oct 29, 2026

November 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NATICK MA
Recording Date	Nov 26, 2025
Property Address	13 GARDEN RD, NATICK, MA 01760-3702
Document Number	084937-229
Book / Page	84937 / 229
Instrument Date	Nov 21, 2025
Instrument	145952
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GARDEN RD, NATICK, MA 01760-3702

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Aug 10, 2023
Property Address	13 GARDEN RD, NATICK, MA 01760-3702
Document Number	081874-336
Book / Page	81874 / 336
Instrument Date	Aug 3, 2023
Instrument	89581
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GARDEN RD, NATICK, MA 01760-3702

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Oct 27, 2021
Property Address	13 GARDEN RD, NATICK, MA 01760-3702
Document Number	79008-121
Book / Page	79008 / 121
Instrument Date	Oct 27, 2021
Instrument	235525
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 GARDEN RD # A, A, NATICK, MA 01760-3702

Mortgage

Document Number	235526
Date	Oct 27, 2021
Instrument	235526

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Mar 25, 2021
Property Address	13 GARDEN RD, NATICK, MA 01760-3702
Document Number	77332-198
Book / Page	77332 / 198
Instrument Date	Mar 25, 2021
Instrument	67085
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67086
Date	Mar 25, 2021
Instrument	67086

Lender

Name	MARMAC FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Mar 25, 2021
Property Address	13 GARDEN RD, NATICK, MA 01760-3702
Document Number	77332-193
Book / Page	77332 / 193
Instrument Date	Mar 25, 2021
Instrument	67084
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	13 GARDEN RD, NATICK, MA 01760-3702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68793-492
Date	Jan 23, 2017
Book Page	68793/492
Instrument	11895

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,739.00 (+2%)	$563,500 (+4.56%) Building $563,500	$596,980
2024	$6,607.00 (-1.12%)	$538,900 (+1.95%) Building $538,900
2023	$6,682.00	$528,600 Building $528,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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