Smith County property record for 22 Flat Rock Rd, Lebanon, TN 37090
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,701 sqft · built 2019 |
| Lot Size | 4.36 acres (190,357 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,500 (Jan 2017) |
| Tax Bill | $2,087 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 080050 02506 |
| Primary APN | 080050 02506 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,701 sqft Living Area |
| 1st Floor Area | 1,839 sqft |
| Upper Floors Area | 1,160 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 190,357 sqft (4.36 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 1,224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 22 FLAT ROCK RD |
|---|---|
| City | LEBANON |
| State | TN |
| Zip | 37090-9215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12 |
| Legal Subdivision | KATHERINE KING HIGHERS |
| Legal Tract | 2 |
| Jurisdiction | SMITH TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 975200 |
22 Flat Rock Rd is owned and occupied by two individuals who bought it in January 2017.
Source: Smith County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 FLAT ROCK RD, LEBANON, TN 37090-9215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage WILSON BK&TR |
| Jan 4, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on File |
| Deed Sale | Jan 4, 2017 · Amount on File |
| Deed Document Number | 17000025 |
| Deed Book / Page | 314 / 106 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TN |
| Property Address | 22 FLATT ROCK RD, LEBANON, TN 37090-9215 |
| Document Number | 356389 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 FLATT ROCK RD LEBANON TN 37090, LEBANON, TN 37090 |
| Document Number | 356389 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 000356/000389 |
| Instrument | 1339 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37087 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Jan 4, 2017 |
| Property Address | 22 FLATT ROCK RD, LEBANON, TN 37090-9215 |
| Document Number | 314106 |
| Book / Page | 000314 / 000106 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 25 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $434.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
The 2025 property tax bill for 22 Flat Rock Rd was $2,087.
Source: Smith County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Smith County |
| Unified School District | Smith County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,087.00 | $120,400 (-) Land $9,350 Building $111,050 | |
| 2024 | $2,087.00 | $120,400 (-) Land $9,350 Building $111,050 | |
| 2023 | $120,400 (-) Land $9,350 Building $111,050 | ||
| 2022 | $120,400 Land $9,350 Building $111,050 | $481,600 Land $37,400 Building $444,200 | |
| 2019 | $1,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Flat Rock Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 29 (2010–2021) |
| Claims Outside the SFHA | 20 of 29 |
| Most Recent Claim | Dec 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH SIDE U.D. #1 serves 4,431 people · EPA ID TN0000904 |
|---|---|
| Water Source | Purchased surface water from SMITH UTILITY DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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