Wilson County property record for 20 Flat Rock Rd, Lebanon, TN 37090
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,450 sqft · built 1900 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Oct 2017) |
| Tax Bill | $851 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 095064 01302 |
| Primary APN | 095064 01302 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Upper Floors Area | 629 sqft |
| Basement Area | 84 sqft |
| Finished Basement | 84 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 174 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20 FLAT ROCK RD |
|---|---|
| City | LEBANON |
| State | TN |
| Zip | 37090-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: T99 |
| Jurisdiction | WILSON TN |
| Township / Civil Division | 15 |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 975200 |
20 Flat Rock Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Wilson County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 FLAT ROCK RD, LEBANON, TN 37090-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on File |
| Deed Sale | Oct 26, 2017 · Amount on File |
| Prior Sale | Oct 28, 2014 · Amount on File |
| Deed Document Number | 17625809 |
| Deed Book / Page | 1789 / 1445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON TN |
| Recording Date | Oct 26, 2017 |
| Property Address | 20 FLATT ROCK RD, LEBANON, TN 37090-9239 |
| Document Number | 1789/1445 |
| Book / Page | 1789 / 1445 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 17625809 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20 FLATT ROCK RD, LEBANON, TN 37090-9239 |
| Document Number | 17625810 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 17625810 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 20 Flat Rock Rd was $851.
Source: Wilson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Wilson County |
| Unified School District | Wilson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $851.00 | $44,600 (-) Land $24,500 Building $20,100 | |
| 2024 | $851.00 | $44,600 (-) Land $24,500 Building $20,100 | |
| 2023 | $44,600 (-) Land $24,500 Building $20,100 | ||
| 2022 | $851.00 | $44,600 Land $24,500 Building $20,100 | |
| 2021 | $178,400 Land $98,000 Building $80,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Flat Rock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH SIDE U.D. #1 serves 4,431 people · EPA ID TN0000904 |
|---|---|
| Water Source | Purchased surface water from SMITH UTILITY DISTRICT |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | WILSON CO WATER & WASTEWATER |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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