22 Elm St, Warren, RI 02885 Property Records

Warren Town property record for 22 Elm St, Warren, RI 02885

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 2019
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$344,000 (Oct 2021)
Tax Bill$6,405 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-0435-68

Property Details

APN / Parcel Number

Primary APN7-0435-68
Alternative APN
  • WARR M:12 L:87

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,120 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7-0435-68
Street Address22 ELM ST
CityWARREN
StateRI
Zip02885-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVB
Legal Lot Number87
JurisdictionWARREN RI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1003
Census Tract30602

Owner

22 Elm St is owned and occupied by two individuals who bought it in October 2021.

Source: Warren Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address22 ELM ST, WARREN, RI 02885-2018
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
BAYCOAST MORTGAGE COMPANY
Oct 15, 2019Warranty Deed, Transfer · Conventional with PMI
SHAMROCK HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2021 · Amount on File
Deed SaleOct 18, 2021 · Amount on File
Prior SaleOct 15, 2019 · Amount on File
Deed Document Number202130628
Deed Book / Page1062 / 221
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateOct 18, 2021
Property Address22 ELM ST, WARREN, RI 02885-2018
Document Number1062-221
Book / Page1062 / 221
Instrument DateOct 18, 2021
Instrument30628
Transaction TypeTransfer
Record UpdatedNov 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 ELM ST, WARREN, RI 02885-2018

Mortgage

Document Number30629
DateOct 18, 2021
Instrument30629
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateOct 15, 2019
Property Address22 ELM ST, WARREN, RI 02885-2018
Document Number990-132
Book / Page000990 / 000132
Instrument DateOct 15, 2019
Instrument25138
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 ELM ST WARREN RI 02885, WARREN, RI 02885

Mortgage

Document Number990-134
DateOct 15, 2019
Book Page000990/000134
Instrument25139
Lender
NameSHAMROCK HM LNS
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 22 Elm St was $6,405, up 12.7% from the year before.

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWarren Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,405.00 (+12.72%)
2025$5,682.00$381,600 Land $145,000 Building $236,600$460,606
2023$5,213.00$381,600 Land $145,000 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Elm St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1991–2022)
Claims Outside the SFHA2 of 7
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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