20 Elm St, Warren, RI 02885 Property Records

Warren Town property record for 20 Elm St, Warren, RI 02885

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 2019
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Feb 2020)
Tax Bill$6,411 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-2105-12

Property Details

APN / Parcel Number

Primary APN19-2105-12
Alternative APN
  • WARR M:12 L:85

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,120 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19-2105-12
Street Address20 ELM ST
CityWARREN
StateRI
Zip02885-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVB
Legal Lot Number85
JurisdictionWARREN RI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1003
Census Tract30602

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 ELM ST, WARREN, RI 02885-2018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Feb 28, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Deed Document Number202026002
Deed Book / Page1000 / 328
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateMay 16, 2023
Property Address20 ELM ST, WARREN, RI 02885-2018
Document Number0001103-69
Book / Page1103 / 69
Instrument DateMay 16, 2023
Instrument33787
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 ELM ST, WARREN, RI 02885-2018

Mortgage

Document Number0000033788
DateMay 16, 2023
Instrument33788
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateFeb 28, 2020
Property Address20 ELM ST, WARREN, RI 02885-2018
Document Number1000-328
Book / Page1000 / 328
Instrument DateFeb 28, 2020
Instrument26002
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number26003
DateFeb 28, 2020
Instrument26003
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWarren Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,411.00 (+12.83%)
2025$5,682.00 (+9%)$381,600 (-) Land $145,000 Building $236,600$463,441
2023$5,213.00$381,600 Land $145,000 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1991–2022)
Claims Outside the SFHA2 of 7
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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