Flagler County property record for 22 Edwin Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,501 sqft · built 2018 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $32,500 (May 2011) |
| Tax Bill | $3,590 (2025) |
| Deeds & Mortgages | May 2026 Sale Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01290-0150 |
| Primary APN | 07-11-31-7034-01290-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,501 sqft Living Area |
| Gross Area | 3,178 sqft |
| 1st Floor Area | 2,501 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,210 sqft (0.441 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22 EDWIN LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00129 LOT 0015 SUBDIVISION COMPLETION YEAR 1982 OR 229 PG 586 OR 374 PG 49 OR 809 PG 1799 OR 1816/897 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 129 |
| Legal Lot Number | 15 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 60218 |
Source: Flagler County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 EDWIN LN, PALM COAST, FL 32164-6357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 11, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 6, 2017 | Deed of Trust, Mortgage · ARM AMERIS BANK |
| Apr 19, 2018 | Loan Modification, Mortgage · Conventional Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2011 · Amount on Record |
| Deed Sale | May 10, 2011 · Amount on Record |
| Deed Document Number | 201112858 |
| Deed Book / Page | 1816 / 897 |
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 0000019054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 11, 2026 |
| Property Address | 22 EDWIN LN, PALM COAST, FL 32164-6357 |
| Document Number | 0000019054 |
| Book / Page | 3053 / 1279 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202619054 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 22 EDWIN LN, PALM COAST, FL 32164-6357 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 22 EDWIN LN, PALM COAST, FL 32164-6357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022091314 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 2209/1314 |
| Instrument | 2017019710 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 22 EDWIN LN, PALM COAST, FL 32164-6357 |
| Document Number | 0022751040 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | R/T COAST TITLE INSURANCE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 EDWIN LN PALM COAST FL 321646357, PALM COAST, FL 32164-6357 |
| Document Number | 0022751040 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 002275/001040 |
| Instrument | 15603 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Rate | 4.62% |
|---|
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,590.00 (+5.65%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $280,972 (+5.99%) | $372,269 (+6.69%) Land $69,825 Building $302,444 |
| 2023 | $3,398.00 (-0.85%) Homeowner's exemption Disabled Person's exemption Additional exemption filed | $265,100 (+3%) | $348,920 (+2.05%) Land $60,900 Building $288,020 |
| 2022 | $3,427.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed | $257,378 | $341,908 Land $63,000 Building $278,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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