Flagler County property record for 20 Edwin Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,133 sqft · built 2002 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $8,000 (Jun 2001) |
| Tax Bill | $2,576 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01290-0160 |
| Primary APN | 07-11-31-7034-01290-0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,133 sqft Heated Area |
| Gross Area | 2,985 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Driveway | Driveway |
| Driveway Area | 459 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 338 sqft |
| Deck Area | 617 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20 EDWIN LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00129 LOT 0016 SUBDIVISION COMPLETION YEAR 1982 OR 290 PG 580 OR 751 PG 434 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 129 |
| Legal Lot Number | 16 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 20 EDWIN LN, PALM COAST, FL 32164-6357 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2001 · Amount on Record |
| Deed Sale | Jun 19, 2001 · Amount on Record |
| Deed Document Number | 0075100434 |
| Deed Book / Page | 00751 / 00434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 EDWIN LN, PALM COAST, FL 32164-6357 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 EDWIN LN, PALM COAST, FL 32164-6357 |
| Document Number | 0026941862 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 2694/1862 |
| Instrument | 2022029516 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 773 Months |
| Due | Nov 2, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.57% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.57% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 EDWIN LN, PALM COAST, FL 32164-6357 |
| Document Number | 0023621938 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 EDWIN LANE PALM PALM COAST FL 32164, PALM COAST, FL 32164 |
| Document Number | 0023621938 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 002362/001938 |
| Instrument | 22075 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 804 Months |
| Due | Jun 17, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.32% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 EDWIN LN, PALM COAST, FL 32164-6357 |
| Document Number | 0023621952 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20 EDWIN LN PALM COAST FL 321646357, PALM COAST, FL 32164-6357 |
| Document Number | 0023621952 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 002362/001952 |
| Instrument | 22076 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 804 Months |
| Due | Jun 17, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.32% |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 (+5.53%) Homeowner's exemption | $184,910 (+5.99%) | $335,254 (+3.6%) Land $65,500 Building $269,754 |
| 2023 | $2,441.00 (+1.29%) Homeowner's exemption | $174,465 (+3%) | $323,619 (+8.79%) Land $57,500 Building $266,119 |
| 2022 | $2,410.00 Homeowner's exemption | $169,384 | $297,463 Land $59,500 Building $237,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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