22 Doyle Rd, Waterford, CT 06385 Property Records

Waterford Town property record for 22 Doyle Rd, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,020 sqft · built 1998
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Mar 1998)
Tax Bill	$9,437 (2026)
Deeds & Mortgages	Jul 2024 Refinance May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WATE M:130 L:2130`

Property Details

APN / Parcel Number

Primary APN	`WATE M:130 L:2130`
Alternative APNs	`WFRD M:130 L:2130` `0184200` `184200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
Gross Area	6,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	184200
Street Address	22 DOYLE RD
City	WATERFORD
State	CT
Zip	06385-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MF
Legal Lot Number	2130
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2017
Census Tract	693300

Owner

22 Doyle Rd is owned and occupied by two individuals who bought it in March 1998.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 DOYLE RD, WATERFORD, CT 06385-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 23, 2023	Deed of Trust, Mortgage · ARM CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 1998 · Amount on File
Deed Sale	Mar 18, 1998 · Amount on File
Deed Book / Page	479 / 684
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	22 DOYLE RD, WATERFORD, CT 06385-1534
Transaction Type	Mortgage
Record Updated	Jul 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001864-193
Date	Jul 12, 2024
Book Page	1864/193
Instrument	175069

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	22 DOYLE RD, WATERFORD, CT 06385-1534
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001781-339
Date	May 27, 2022
Book Page	1781/339
Instrument	166448

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	22 DOYLE RD, WATERFORD, CT 06385-1534
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001815-27
Date	Mar 23, 2023
Book Page	1815/27
Instrument	169998

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Apr 1, 2033
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 22 Doyle Rd was $9,437, up 8.7% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,437.00 (+8.75%)	$384,540 (+3.52%) Land $95,990 Building $288,550	$777,160 (+198.87%)
2025	$8,678.00	$371,470 Land $95,990 Building $275,480	$260,029 Land $67,193 Building $192,836
2024	$8,678.00 (+10.2%)
2023	$7,875.00	$371,470 Land $95,990 Building $275,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Doyle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Doyle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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