20 Doyle Rd, Waterford, CT 06385 Property Records

Waterford Town property record for 20 Doyle Rd, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,696 sqft · built 1996
Lot Size	3.86 acres (168,142 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Aug 1995)
Tax Bill	$17,160 (2026)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`WATE M:130 L:2138`

Property Details

APN / Parcel Number

Primary APN	`WATE M:130 L:2138`
Alternative APNs	`WFRD M:130 L:2138` `0184703` `184703`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,696 sqft Living Area
Gross Area	9,696 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	168,142 sqft (3.86 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	184703
Street Address	20 DOYLE RD
City	WATERFORD
State	CT
Zip	06385-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	2138
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2017
Census Tract	693300

Owner

20 Doyle Rd is owned and occupied by two individuals who acquired it in June 2020.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage DIME BANK
May 3, 2017	Deed of Trust, Mortgage DIME BANK
Jul 1, 2020	Quit Claim Deed, Transfer UNKNOWN
Jul 1, 2020	Warranty Deed, Transfer · Stand-Alone Refinance ENVISION BANK
May 3, 2017	Quit Claim Deed, Transfer UNKNOWN
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage GERWICK MEREEN LLC
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BYRON P HOWARD
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1995 · Amount on File
Deed Sale	Aug 16, 1995 · Amount on File
Prior Sale	Aug 16, 1995 · Amount on File
Deed Book / Page	446 / 378
Last Transfer Date	Jun 30, 2020
Transfer Doc	001653-114
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001507-189
Date	May 3, 2017
Book Page	1507/189

Lender

Name	DIME BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 1, 2018

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1507-227
Date	May 3, 2017
Book Page	1507/227

Lender

Name	DIME BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 1, 2018

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERFORD CT
Recording Date	Jul 1, 2020
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Document Number	1653-106
Book / Page	001653 / 000106
Instrument Date	Jun 30, 2020
Instrument	155272
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26 THORN LN EAST LYME CT 06333, EAST LYME, CT 06333

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Jul 1, 2020
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Document Number	1653-111
Book / Page	1653 / 111
Instrument Date	Jun 30, 2020
Instrument	155273
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 DOYLE RD, WATERFORD, CT 06385-1534

Mortgage

Document Number	1653-114
Date	Jul 1, 2020
Book Page	1653/114
Instrument	155274

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERFORD CT
Recording Date	May 3, 2017
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Document Number	1507-184
Book / Page	001507 / 000184
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Document Number	1507-267
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	1507-267
Date	May 3, 2017
Book Page	001507/000267

Lender

Name	GERWICK MEREEN LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Document Number	1507-272
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	1507-272
Date	May 3, 2017
Book Page	001507/000272

Lender

Name	BYRON P HOWARD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERFORD CT
Recording Date	Mar 29, 2017
Property Address	20 DOYLE RD, WATERFORD, CT 06385-1534
Document Number	1503-17
Book / Page	001503 / 000017
Instrument Date	Sep 1, 2016
Transaction Type	Transfer
Record Updated	Jun 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 20 Doyle Rd was $17,160, up 7.9% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,160.00 (+7.9%)	$699,270 (+2.71%) Land $102,780 Building $596,490	$1,417,447 (+197.42%)
2025	$15,904.00	$680,820 Land $102,780 Building $578,040	$476,574 Land $71,946 Building $404,628
2024	$15,904.00 (+10.19%)
2023	$14,433.00	$680,820 Land $102,780 Building $578,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Doyle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Doyle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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