22 Cutter Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 22 Cutter Ave, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details4,277 sqft · built 2018
Lot Size0.345 acres (15,046 sqft)
Owner2 Individual Names on File
Last Sale$954,000 (Sep 2018)
Tax Bill$27,958 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Nov 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN05-00605-0000-00007

Property Details

APN / Parcel Number

Primary APN05-00605-0000-00007
Alternative APNs
  • 050060500007
  • 00018979

Interior

Building Area4,277 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area15,046 sqft (0.345 acres)
Lot Dimensions177 ft deep x 85 ft wide

Location & Zoning

Account Number00018979
Street Address22 CUTTER AVE
CityEDISON
StateNJ
Zip08820-3667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRBB
Legal Description85X177
Legal SubdivisionOLIVE HILLS NORTH SEC 03
Legal Block605
Legal Lot Number7
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group4
Census Block4001
Census Tract1415

Owner

22 Cutter Ave is owned and occupied by two individuals who bought it in September 2018.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address22 CUTTER AVE, EDISON, NJ 08820-3667
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2018Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 14, 2017Deed, Transfer · Line of Credit
COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2018 · Amount on File
Deed SaleSep 13, 2018 · Amount on File
Prior SaleNov 14, 2017 · Amount on File
Deed Document Number201880560
Deed Book / Page17295 / 558
Record UpdatedSep 20, 2026

September 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateSep 13, 2018
Property Address22 CUTTER AVE, EDISON, NJ 08820-3667
Document Number0000080560
Book / Page17295 / 0558
Map ReferenceMAP466 FILE294
Instrument DateSep 6, 2018
Instrument201800080560
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2022
Title CompanyEAST COAST TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,041.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2077 OAK TREE RD, 2077, EDISON, NJ 08820-2063

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CUTTER AVE, EDISON, NJ 08820-3667

Mortgage

Document Number0000080561
DateSep 13, 2018
Instrument201800080561
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateNov 14, 2017
Property Address22 CUTTER AVE, EDISON, NJ 08820-3667
Document Number0000003140
Book / Page17008 / 1352
Map ReferenceMAP466 FILE294
Instrument DateOct 27, 2017
Instrument201700003140
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyDIRECT TITLE

Transaction

AmountAmount on Record
Tax$2,108.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 FAIRWAY CT, 6, EDISON, NJ 08820-3665

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 STAFFORD RD, COLONIA, NJ 07067-3209

Mortgage

Document Number0000003141
DateNov 14, 2017
Instrument201700003141
Lender
NameCOLUMBIA BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 22 Cutter Ave was $27,958, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,800 (-) Land $113,600 Building $356,200$469,800 (-) Land $113,600 Building $356,200
2025$27,958.00 (+3.83%)$469,800 Land $113,600 Building $356,200$469,800 Land $113,600 Building $356,200
2024$26,928.00
2023$469,800 Land $113,600 Building $356,200$469,800 Land $113,600 Building $356,200
2022$27,224.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Cutter Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1999–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Cutter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Cutter Ave

Nearby Streets

Search Property Records by Address or Parcel Number