Middlesex County and Edison Township property record for 18 Cutter Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,934 sqft · built 2000 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Mar 2019) |
| Tax Bill | $18,329 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00605-0000-00006 |
| Primary APN | 05-00605-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,934 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00018978 |
|---|---|
| Street Address | 18 CUTTER AVE |
| City | EDISON |
| State | NJ |
| Zip | 08820-3667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBB |
| Legal Description | 100X175 |
| Legal Subdivision | METUCHEN ESTATES |
| Legal Block | 605 |
| Legal Lot Number | 6 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 CUTTER AVE, EDISON, NJ 08820-3667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 28, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Aug 25, 2008 · Amount on Record |
| Deed Document Number | 201922923 |
| Deed Book / Page | 17456 / 1250 |
| Prior Transfer Date | Jan 17, 2009 |
| Prior Transfer Doc | 0000000762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 24, 2026 |
| Property Address | 18 CUTTER AVE, EDISON, NJ 08820-3667 |
| Document Number | 0000047395 |
| Book / Page | 20084 / 1925 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202647395 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 18 CUTTER AVE, EDISON, NJ 08820-3667 |
| Document Number | 0000047395, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 20084/1925 |
| Instrument | 202647395 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 21, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 18 CUTTER AVE, EDISON, NJ 08820-3667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LEMONBREW ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000115948 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 18134/419 |
| Instrument | 2020115948 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 28, 2019 |
| Property Address | 18 CUTTER AVE, EDISON, NJ 08820-3667 |
| Document Number | 0000022923 |
| Book / Page | 017456 / 001250 |
| Instrument Date | Mar 23, 2019 |
| Instrument | 22923 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | GREATER NJ TITLE AGENCY, GREATER NJ TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $745.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 CUTTER AVE EDISON NJ 088203667, EDISON, NJ 08820-3667 |
| Document Number | 22924 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 017456/001256 |
| Instrument | 22924 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 27, 2034 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,000 (-) Land $123,000 Building $185,000 | $308,000 (-) Land $123,000 Building $185,000 | |
| 2025 | $18,329.00 (+3.82%) | $308,000 (-) Land $123,000 Building $185,000 | $308,000 (-) Land $123,000 Building $185,000 |
| 2024 | $17,654.00 (+8.58%) | ||
| 2023 | $308,000 Land $123,000 Building $185,000 | $308,000 Land $123,000 Building $185,000 | |
| 2022 | $16,259.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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