Volusia County property record for 22 Curved Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,182 sqft · built 1994 |
| Lot Size | 0.45 acres (19,619 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,000 (Oct 1996) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-05-00-0450 |
| Primary APN | 4126-05-00-0450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 2,644 sqft |
| 1st Floor Area | 1,942 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,619 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 264 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5281990 |
|---|---|
| Street Address | 22 CURVED CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26-14-31 LOT 45 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 INC PER OR 4147 PG 0719 PER OR 6700 PGS 4940-4941 PER OR 6984 PG 1503 PER OR 7062 PG 0359 PER OR 7077 PG 3336 PER OR 7077 PG 3339 PER OR 7743 PG 4543 PER OR 7743 PG 4563 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS PHASE 3 UNIT I MB |
| Legal Phase | 3 |
| Legal Tract | 05 |
| Legal Lot Number | 45 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 83203 |
Source: Volusia County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Sep 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 1996 · Amount on Record |
| Deed Sale | Oct 15, 1996 · Amount on Record |
| Prior Sale | Mar 28, 1994 · Amount on Record |
| Deed Book / Page | 4147 / 719 |
| Last Transfer Date | Aug 30, 2019 |
| Transfer Doc | 0077434563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 22 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 22 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805 |
| Document Number | 0084471516 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 8447/1516 |
| Instrument | 2023167514 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 22 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0074084476 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 7408/4476 |
| Instrument | 2017-113708 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 22 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 22 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805 |
| Document Number | 0079790923 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 7979/923 |
| Instrument | 2021-018189 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 22 CURVED CREEK WAY, ORMOND BEACH, FL 32174-1805 |
| Document Number | 0077434563 |
| Book / Page | 007743 / 004563 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 176311 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 22 CURVED CREEK WAY ORMOND BEACH FL 321741805, ORMOND BEACH, FL 32174-1805 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,054 (+2.7%) | $377,457 (+1.43%) Land $62,000 Building $315,457 | |
| 2025 | Veteran's exemption Widower's exemption | $228,875 (+5.99%) | $372,133 (+14.15%) Land $62,000 Building $310,133 |
| 2023 | Homeowner's exemption | $215,947 | $326,003 Land $62,000 Building $264,003 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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