22 Cresta del Sol, San Clemente, CA 92673 Property Records

Orange County property record for 22 Cresta del Sol, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,371 sqft · built 1992
Lot Size	0.254 acres (11,050 sqft)
Owner	Individual Name on File
Last Sale	$2,710,000 (Jun 2026)
Tax Bill	$11,202 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`675-174-57`

Property Details

APN / Parcel Number

Primary APN	`675-174-57`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,371 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	11,050 sqft (0.254 acres)
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	22 CRESTA DEL SOL
City	SAN CLEMENTE
State	CA
Zip	92673-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14023 BLK LOT 11
Legal Subdivision	TRACT NO 14023
Legal Tract	14023
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3036
Census Tract	42205

Owner

22 Cresta del Sol is owned and occupied by an individual who bought it in June 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 2, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Apr 2, 2021 · Amount on File
Deed Document Number	2026184327
Prior Transfer Date	May 17, 2004
Prior Transfer Doc	0000448404
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 26, 2026
Property Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Document Number	0000184327
Instrument Date	Jun 15, 2026
Instrument	2026184327
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301,081.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Investor	Possibly a Property Investor

Mortgage

Document Number	0000184328,
Date	Jun 26, 2026
Instrument	2026184328

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760

Mortgage

Document Number	0000028098
Date	Feb 5, 2026
Instrument	2026000028098

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 16, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760

Mortgage

Document Number	0000286387
Date	Oct 20, 2025
Instrument	2025000286387

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 22, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760

Mortgage

Document Number	0000287862
Date	Aug 25, 2022
Instrument	2022000287862

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 3, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760

Mortgage

Document Number	0000506320
Date	Aug 11, 2021
Instrument	2021000506320

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2021
Property Address	22 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Document Number	0000227758
Map Reference	MB 653 PG 1-3
Instrument Date	Dec 1, 2020
Instrument	2021000227758
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	22 CRESTA DEL SOL # L, L, SAN CLEMENTE, CA 92673-2760

Mortgage

Document Number	0000227759
Date	Apr 2, 2021
Instrument	2021000227759

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22 Cresta del Sol was $11,202, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,130,805 (+2%) Land $221,593 Building $909,212
2025	$11,202.00 (+1.7%)	$1,108,633 Land $217,248 Building $891,385
2024	$11,015.00 (+2.16%)
2023	$10,782.00 (+1.94%)	$1,065,585 Land $208,813 Building $856,772
2022	$10,577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Cresta del Sol in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Cresta del Sol is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Cresta del Sol

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures