20 Cresta del Sol, San Clemente, CA 92673 Property Records

Orange County property record for 20 Cresta del Sol, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,893 sqft · built 1999
Lot Size0.234 acres (10,200 sqft)
OwnerCompany Name on File
Last Sale$832,000 (May 2001)
Tax Bill$12,665 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN675-174-56

Property Details

APN / Parcel Number

Primary APN675-174-56

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,893 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area10,200 sqft (0.234 acres)
Garage Area859 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address20 CRESTA DEL SOL
CitySAN CLEMENTE
StateCA
Zip92673-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 14023 BLK LOT 10
Legal SubdivisionTR 14023
Legal Tract14023
Legal Lot Number10
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3036
Census Tract42205

Owner

Source: Orange County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2001 · Amount on Record
Deed SaleMay 25, 2001 · Amount on Record
Prior SaleDec 11, 1998
Deed Document Number2001340512
Last Transfer DateJun 15, 2004
Transfer Doc0000560048
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20 CRESTA DEL SOL, SAN CLEMENTE, CA 92673-2760
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000129996
DateMar 31, 2017
Instrument2017000129996
Lender
NameCARDINAL FINANCE CO
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateApr 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,665.00 (+1.69%)$1,253,689 (+4.04%) Land $270,619 Building $983,070
2024$12,454.00 (+2.17%)
2023$12,190.00 (+1.94%)$1,205,007 Land $260,109 Building $944,898
2022$11,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1980–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

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