22 Covington Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 22 Covington Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,610 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2018)
Tax Bill	$8,437 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.7-6-3.1`

Property Details

APN / Parcel Number

Primary APN	`012689 16.7-6-3.1`
Alternative APNs	`268901600700060030010000` `01600700060030010000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	740 sqft
Upper Floors Area	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600700060030010000
Street Address	22 COVINGTON AVE
City	SCHENECTADY
State	NY
Zip	12304-4363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	LOT 56-7-8-9 N-14 E-25 KENDALE AV S-24-50.1
Legal Block	6
Legal Lot Number	3.001
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3013
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 16.7-6-3.1

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 COVINGTON AVE, SCHENECTADY, NY 12304-4363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2018 · Amount on Record
Deed Sale	Jan 04, 2018 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Document Number	2018373
Record Updated	Sep 20, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 04, 2018
Property Address	22 COVINGTON AVE, SCHENECTADY, NY 12304-4363
Document Number	0000000373
Map Reference	MB33 PG33
Instrument Date	Dec 28, 2017
Instrument	R2018-00373
Transaction Type	Transfer
Record Updated	Apr 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 COVINGTON AVE, 22, SCHENECTADY, NY 12304-4363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 VIRGINIA RD APT 18D, 18D, WHITE PLAINS, NY 10603-1422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000374
Date	Jan 04, 2018
Instrument	R2018-00374

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,437.00	$174,600 (-) Land $43,600 Building $131,000	$399,500 (+16.68%) Land $99,761 Building $299,739
2023		$174,600 Land $43,600 Building $131,000	$342,400 Land $85,502 Building $256,898

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 313 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.