10 Covington Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 10 Covington Ave, Schenectady, NY 12304

Property Summary

Property Type	Apartments (5+ Units)
Details	2,152 sqft · built 1944
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2017)
Tax Bill	$6,495 (2026)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.7-6-1`

Property Details

APN / Parcel Number

Primary APN	`012689 16.7-6-1`
Alternative APNs	`268901600700060010000000` `01600700060010000000`

Interior

Units	5 Units
Stories	3 Stories
Building Area	2,152 sqft Gross Area
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	14,375 sqft (0.33 acres)
Lot Depth	120 ft Depth
Porch	Slab
Porch Area	509 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600700060010000000
Street Address	10 COVINGTON AVE
City	SCHENECTADY
State	NY
Zip	12304-4319
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	12
Legal Description	LOT 51-2-3 N-COVINGTON AV E-2222 S-45-08
Legal Block	6
Legal Lot Number	1.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3013
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 OAKLAND AVE, ALBANY, NY 12205-5478
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	2017756
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 9, 2017
Property Address	10 COVINGTON AVE, SCHENECTADY, NY 12304-4319
Document Number	0000000756
Instrument Date	Dec 30, 2016
Instrument	756
Transaction Type	Transfer
Record Updated	Feb 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 CONSAUL RD SCHENECTADY NY 123042521, SCHENECTADY, NY 12304-2521

Mortgage

Document Number	757
Date	Jan 9, 2017
Instrument	757

Lender

Name	DAVID SOULE
Address	11 JOHNS LN, CASTLETON ON HUDSON, NY 12033-9521
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2032

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,495.00 (-1.26%)
2025	$6,578.00 (+10.78%)	$135,000 (-) Land $24,800 Building $110,200	$308,900 (+16.7%) Land $56,746 Building $252,154
2023		$135,000 (-) Land $24,800 Building $110,200	$264,700 (+9.31%) Land $48,626 Building $216,074
2022		$135,000 Land $24,800 Building $110,200	$242,152 Land $44,484 Building $197,668
2021	$5,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20