Plymouth County and Hingham Town property record for 22 Cottage St, Hingham, MA 02043
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,324 sqft · built 1900 |
| Lot Size | 0.363 acres (15,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,370,000 (Apr 2007) |
| Tax Bill | $21,258 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:061.0-0000-0109.0 |
| Primary APN | M:061.0-0000-0109.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 3,324 sqft Living Area |
| Gross Area | 6,104 sqft |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 1,326 sqft |
| Unfinished Basement | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,832 sqft (0.363 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1310610000001090 |
|---|---|
| Street Address | 22 COTTAGE ST |
| City | HINGHAM |
| State | MA |
| Zip | 02043-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 109 |
| Jurisdiction | HINGHAM MA |
| Township / Civil Division | HINGHAM |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 501101 |
Source: Plymouth County and Hingham Town records · APN M:061.0-0000-0109.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 COTTAGE ST, HINGHAM, MA 02043-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2024 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 24, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2007 · Amount on Record |
| Deed Sale | Apr 04, 2007 · Amount on Record |
| Prior Sale | Nov 28, 2001 · Amount on Record |
| Deed Book / Page | 34341 / 238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINGHAM MA |
| Property Address | 22 COTTAGE ST, HINGHAM, MA 02043-2202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00059576-1 |
|---|---|
| Date | Dec 26, 2024 |
| Book Page | 59576/1 |
| Instrument | 82778 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jan 01, 2032 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINGHAM MA |
| Property Address | 22 COTTAGE ST, HINGHAM, MA 02043-2202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 060701-314 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 60701/314 |
| Instrument | 88028 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Jan 01, 2033 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINGHAM MA |
| Property Address | 22 COTTAGE ST, HINGHAM, MA 02043-2202 |
| Document Number | 48371-119 |
| Book / Page | 048371 / 000119 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 48371-119 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 048371/000119 |
| Instrument | 34693 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
Source: Plymouth County and Hingham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Hingham Town |
| Unified School District | Hingham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,258.00 (+11.07%) | $1,988,600 (+3.9%) Land $564,000 Building $1,424,600 | $2,124,865 |
| 2023 | $19,140.00 | $1,914,000 Land $564,000 Building $1,350,000 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Lincoln Historic District listed 1991 · 586 contributing resources · NRIS 90001728 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEIR RIVER WATER SYSTEM serves 45,339 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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