Bergen County and Oakland Borough property record for 22 Commanche Trl, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 3,969 sqft · built 1964 |
| Lot Size | 0.624 acres (27,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $815,000 (Sep 2005) |
| Tax Bill | $20,227 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-05603-0000-00020 |
| Primary APN | 42-05603-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,969 sqft Living Area |
| 1st Floor Area | 3,969 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 27,181 sqft (0.624 acres) |
| Lot Dimensions | 138 ft deep x 165 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 42037030300007 |
|---|---|
| Street Address | 22 COMMANCHE TRL |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | 0.624 AC |
| Legal Subdivision | MOUNTAIN GARDENS SEC N 4 |
| Legal Block | 5603 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 39200 |
22 Commanche Trl is owned and occupied by two individuals who bought it in September 2005.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 COMMANCHE TRL, OAKLAND, NJ 07436-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2005 · Amount on File |
| Deed Sale | Sep 6, 2005 · Amount on File |
| Prior Sale | Jul 10, 2002 · Amount on File |
| Deed Book / Page | 8892 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 COMMANCHE TRL, OAKLAND, NJ 07436-3808 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0046470733 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 4647/733 |
| Instrument | 2022040399 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 22 Commanche Trl was $20,227, up 2.6% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,002,600 (+8.31%) Land $396,100 Building $606,500 | $1,002,600 (+8.31%) Land $396,100 Building $606,500 | |
| 2025 | $20,227.00 (+2.56%) | $925,700 Land $371,800 Building $553,900 | $925,700 Land $371,800 Building $553,900 |
| 2024 | $19,722.00 | ||
| 2023 | $816,800 Land $311,500 Building $505,300 | $816,800 Land $311,500 Building $505,300 | |
| 2022 | $18,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Commanche Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Commanche Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures