Bergen County and Oakland Borough property record for 7 Commanche Trl, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 2,703 sqft · built 1964 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $606,000 (Dec 2019) |
| Tax Bill | $16,311 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-05604-0000-00005 |
| Primary APN | 42-05604-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,703 sqft Living Area |
| 1st Floor Area | 2,703 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 180 ft deep x 150 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 42037030200010 |
|---|---|
| Street Address | 7 COMMANCHE TRL |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | 0.620 AC |
| Legal Subdivision | MOUNTAIN GARDENS SEC 4 |
| Legal Block | 5604 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 39200 |
Source: Bergen County and Oakland Borough records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 COMMANCHE TRL, OAKLAND, NJ 07436-3809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 8, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage ADVISORS MTG |
| Sep 20, 2019 | Deed of Trust, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Oct 20, 1998 · Amount on Record |
| Deed Document Number | 201985870 |
| Deed Book / Page | 3433 / 2351 |
| Prior Transfer Date | Apr 7, 2008 |
| Prior Transfer Doc | 0095280186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 COMMANCHE TRL, OAKLAND, NJ 07436-3809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 7 COMMANCHE TRL, OAKLAND, NJ 07436-3809 |
| Document Number | 0044381428 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 4438/1428 |
| Instrument | 2021164125 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 8, 2019 |
| Property Address | 7 COMMANCHE TRL, OAKLAND, NJ 07436-3809 |
| Document Number | 0034020690 |
| Book / Page | 003402 / 000690 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 76363 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $377.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13-38 ARNOLD ST FAIR LAWN NJ 074101811, FAIR LAWN, NJ 07410-1811 |
| Document Number | 34020695 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 003402/000695 |
| Instrument | 76363 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 COMMANCHE TRL, OAKLAND, NJ 07436-3809 |
| Document Number | 0034332358 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | ABCO/NORTHAMPTON LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 COMMANCHE TRL OAKLAND NJ 074363809, OAKLAND, NJ 07436-3809 |
| Document Number | 0034332358 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 003433/002358 |
| Instrument | 85870 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2049 |
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $806,400 (+8.02%) Land $395,600 Building $410,800 | $806,400 (+8.02%) Land $395,600 Building $410,800 | |
| 2025 | $16,311.00 (+3.21%) | $746,500 (+14.23%) Land $371,300 Building $375,200 | $746,500 (+14.23%) Land $371,300 Building $375,200 |
| 2024 | $15,803.00 (+5.45%) | ||
| 2023 | $653,500 Land $311,100 Building $342,400 | $653,500 Land $311,100 Building $342,400 | |
| 2022 | $14,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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