St. Charles County property record for 22 Colgate Cir, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,410 sqft · built 1995 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,167 (Oct 2021) |
| Tax Bill | $3,425 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800790A000 |
| Primary APN | 800790A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,260 sqft |
| Finished Basement | 1,134 sqft |
| Unfinished Basement | 126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,300 sqft (0.168 acres) |
| Lot Dimensions | 146 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 800790A000 |
|---|---|
| Street Address | 22 COLGATE CIR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFALLON HILLS BLK 13 LOT 52 |
| Legal Subdivision | OFALLON HILLS |
| Legal Block | 13 |
| Legal Lot Number | 52 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 311907 |
Source: St. Charles County records · APN 800790A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Beneficiary Deed, Transfer |
| Oct 04, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 28, 2019 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Apr 06, 2018 | Grant Deed, Transfer OTHER |
| Oct 12, 2017 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Oct 04, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2021 · Amount on Record |
| Deed Sale | Oct 04, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2019 · Amount on Record |
| Deed Document Number | 202182267 |
| Prior Transfer Date | Nov 29, 2018 |
| Prior Transfer Doc | 0070100461 |
| Record Updated | Jun 08, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 15, 2023 |
| Property Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Number | 0000005716 |
| Map Reference | MB 6 PG 82 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023R-005716 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 04, 2021 |
| Property Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Number | 2021R082267 |
| Map Reference | MB 6 PG 82 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021R-082267 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 LAKEVIEW DR, 610, WATERLOO, IL 62298-1846 |
| Name | Verified Name |
|---|---|
| Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Number | 2021R082268 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021R-082268 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 28, 2019 |
| Property Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Number | 0071311731 |
| Book / Page | 007131 / 001731 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 459440 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2019 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 COLGATE CIR O FALLON MO 633663405, O FALLON, MO 63366-3405 |
| Document Number | 71311733 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 007131/001733 |
| Instrument | 459450 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 06, 2018 |
| Property Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Number | 0069012501 |
| Book / Page | 006901 / 002501 |
| Instrument Date | Apr 04, 2018 |
| Instrument | 184910 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1758 DISCOVERY DR WENTZVILLE MO 633854947, WENTZVILLE, MO 63385-4947 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 12, 2017 |
| Property Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Number | 0068220249 |
| Book / Page | 006822 / 000249 |
| Instrument Date | Oct 09, 2017 |
| Instrument | 641460 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 04, 2017 |
| Property Address | 22 COLGATE CIR, O FALLON, MO 63366-3405 |
| Document Number | 0068181235 |
| Book / Page | 006818 / 001235 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 625740 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,425.00 (+8.83%) | $53,540 (+11.98%) | $281,788 (+11.98%) Building $281,788 |
| 2024 | $3,147.00 | ||
| 2023 | $47,812 | ||
| 2022 | $251,643 Land $44,000 Building $207,643 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833119071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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