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15 Colgate Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 15 Colgate Cir, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 2004
Lot Size0.282 acres (12,300 sqft)
OwnerIndividual Name on File
Last Sale$230,300 (Jul 2021)
Tax Bill$3,305 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN800910A000

Property Details

APN / Parcel Number

Primary APN800910A000
Alternative APN
  • 4-0053-4372-13-0056.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,248 sqft Living Area
Gross Area2,424 sqft
1st Floor Area1,248 sqft
Basement Area616 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area12,300 sqft (0.282 acres)
Lot Dimensions164 ft deep x 75 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area100 sqft

Location & Zoning

Account Number800910A000
Street Address15 COLGATE CIR
CityO FALLON
StateMO
Zip63366-3432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFALLON HILLS BLK 13 LOT 56
Legal SubdivisionOFALLON HILLS
Legal Block13
Legal Lot Number56
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group1
Census Block1001
Census Tract311907

Owner

Source: St. Charles County records · APN 800910A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 COLGATE CIR, O FALLON, MO 63366-3432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Warranty Deed, Transfer · VA Mortgage
FIRST HORIZON BANK
Jul 12, 2019Deed of Trust, Mortgage · Line of Credit
ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2021 · Amount on Record
Deed SaleJul 01, 2021 · Amount on Record
Prior SaleJan 07, 2008 · Amount on Record
Deed Document Number202155821
Prior Transfer DateDec 18, 2007
Prior Transfer Doc0049061828
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 01, 2021
Property Address15 COLGATE CIR, O FALLON, MO 63366-3432
Document Number2021R055821
Map ReferenceMB 6 PG 82-85
Instrument DateJul 01, 2021
Instrument2021R-055821
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 WYNDEMERE CT, 1, LAKE ST LOUIS, MO 63367-4221

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 COLGATE CIR, O FALLON, MO 63366-3432

Mortgage

Document Number2021R055822
DateJul 01, 2021
Instrument2021R-055822
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address15 COLGATE CIR, O FALLON, MO 63366-3432
Document Number0071092027
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 COLGATE CIR O FALLON MO 633663432, O FALLON, MO 63366-3432

Mortgage

Document Number0071092027
DateJul 23, 2019
Book Page007109/002027
Instrument376320
Lender
NameANHEUSER BUSCH EMPS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 22, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,305.00 (+6.89%)$51,656 (+9.95%)$271,874 (+9.95%) Land $50,000 Building $221,874
2024$3,092.00
2023$46,981
2022$247,267 Land $40,000 Building $207,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833119071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimApr 1983, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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