22 Clear Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 22 Clear Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,706 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$385,350 (Jun 2007)
Tax Bill	$6,474 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T042400012`

Property Details

APN / Parcel Number

Primary APN	`T042400012`
Alternative APN	`2-0067-9174-00-0012.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,706 sqft Living Area
1st Floor Area	2,706 sqft
Basement Area	2,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T042400012
Old Parcel Number	T042400012
Street Address	22 CLEAR MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 12
Legal Range	03E
Legal Township	46N
Legal Section	00
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1002
Census Tract	311737

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Oct 27, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2007 · Amount on Record
Deed Sale	Jun 13, 2007 · Amount on Record
Deed Document Number	0047742272
Deed Book / Page	4774 / 2272
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CLEAR MEADOWS CT, O FALLON, MO 63366-4183

Mortgage

Document Number	0000006310
Date	Feb 1, 2022
Instrument	2022R-006310

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Document Number	0000084091
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	SYNERGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CLEAR MEADOWS CT O FALLON MO 633664183, O FALLON, MO 63366-4183

Mortgage

Document Number	0000084091
Date	Nov 2, 2020
Instrument	84091

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Document Number	0067020728
Book / Page	006702 / 000728
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CLEAR MEADOWS CT O FALLON MO 633664183, O FALLON, MO 63366-4183

Mortgage

Document Number	0067020728
Date	Feb 22, 2017
Book Page	006702/000728
Instrument	109900

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 21, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,474.00	$101,184 (+6.52%)	$532,548 (+6.52%) Land $100,000 Building $432,548
2023		$94,988
2022			$499,935 Land $70,000 Building $429,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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