22 Charles St, Centerbrook, CT 06409 Property Records

Essex Town property record for 22 Charles St, Centerbrook, CT 06409

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,364 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Feb 2016)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:43 B:053`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:43 B:053`
Alternative APNs	`ESSX M:43 B:053` `00230800` `230800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,447 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	230800
Street Address	22 CHARLES ST
City	CENTERBROOK
State	CT
Zip	06409-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	53
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2003
Census Tract	630101

Owner

Source: Essex Town records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 CHARLES ST, CENTERBROOK, CT 06409-1060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage FIRST AMERICAN TITLE
Nov 25, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2016 · Amount on Record
Deed Sale	Feb 11, 2016 · Amount on Record
Prior Sale	Jun 25, 2009 · Amount on Record
Deed Book / Page	312 / 415
Last Transfer Date	Sep 18, 2019
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Recording Date	Jun 24, 2026
Property Address	22 CHARLES ST, CENTERBROOK, CT 06409-1060
Document Number	0365000281
Book / Page	365 / 281
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365000281,
Date	Jun 24, 2026
Book Page	365/281

Lender

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX CT
Recording Date	Nov 25, 2019
Property Address	22 CHARLES ST, CENTERBROOK, CT 06409-1060
Document Number	331-314
Book / Page	000331 / 000314
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CHARLES ST CENTERBROOK CT 064091060, CENTERBROOK, CT 06409-1060

Tax Assessment & Valuation

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00	$216,900 (+60.91%) Land $66,100 Building $150,800	$151,830 Land $46,270 Building $105,560
2024	$4,041.00 (+32.71%)
2023	$3,045.00 (-0.26%)	$134,800 (-) Land $61,700 Building $73,100
2022	$3,053.00	$134,800 Land $61,700 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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