Essex Town property record for 17 Charles St, Centerbrook, CT 06409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1982 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Apr 2026) |
| Tax Bill | $4,852 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ESSE M:43 B:051 |
| Primary APN | ESSE M:43 B:051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,966 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 290800 |
|---|---|
| Street Address | 17 CHARLES ST |
| City | CENTERBROOK |
| State | CT |
| Zip | 06409-1061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 51 |
| Jurisdiction | ESSEX CT |
| Township / Civil Division | ESSEX |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 630101 |
17 Charles St is owned by two individuals who bought it in April 2026.
Source: Essex Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 CARLSON LN, ESSEX, CT 06426 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Jul 7, 1998 · Amount on File |
| Deed Book / Page | 364 / 700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX CT |
| Recording Date | Apr 27, 2026 |
| Property Address | 17 CHARLES ST, CENTERBROOK, CT 06409-1061 |
| Document Number | 000364-700 |
| Book / Page | 364 / 700 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Date | Apr 27, 2026 |
|---|
| Name | NEWTOWN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 17 Charles St was $4,852, up 3.4% from the year before.
Source: Essex Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Essex Town |
| Elementary School District | Essex School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,852.00 (+3.39%) | $251,900 (-) Land $71,600 Building $180,300 | $389,832 (+121.08%) |
| 2025 | $4,693.00 | $251,900 Land $71,600 Building $180,300 | $176,330 Land $50,120 Building $126,210 |
| 2024 | $4,693.00 (+24.71%) | ||
| 2023 | $3,763.00 (+1.29%) | $166,600 (+1.59%) Land $66,900 Building $99,700 | |
| 2022 | $3,715.00 | $164,000 Land $66,900 Building $97,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 17 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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