22 Cavray Rd, Norwalk, CT 06855 Property Records

Norwalk City property record for 22 Cavray Rd, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,867 sqft · built 2005
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,850,000 (Aug 2026)
Tax Bill	$38,114 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:24A L:36`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:24A L:36`
Alternative APNs	`NORW M:3 B:24A L:36` `NWLK M:3 B:24A L:36` `7593`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	7,867 sqft Living Area
Gross Area	12,262 sqft
1st Floor Area	3,234 sqft
Attic	Attic
Attic Area	2,567 sqft
Basement Area	645 sqft
Unfinished Basement	516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7593
Street Address	22 CAVRAY RD
City	NORWALK
State	CT
Zip	06855-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Block	24A
Legal Lot Number	36
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1002
Census Tract	44300

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CAVRAY RD, NORWALK, CT 06855-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION
Jul 3, 2019	Warranty Deed, Transfer USA ALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Mar 9, 2015
Deed Document Number	20262026006780
Deed Book / Page	10049 / 98
Transfer Doc	8131000098
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Aug 6, 2026
Property Address	22 CAVRAY RD, NORWALK, CT 06855-2231
Document Number	0000006780
Book / Page	10049 / 98
Instrument Date	Jul 23, 2026
Instrument	20266780
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 CAVRAY RD, NORWALK, CT 06855-2231

Mortgage

Date	Aug 6, 2026

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	22 CAVRAY RD, NORWALK, CT 06855-2231
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009620-112
Date	Jun 16, 2023
Book Page	9620/112
Instrument	2023005898

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Jul 3, 2019
Property Address	22 CAVRAY RD, NORWALK, CT 06855-2231
Document Number	8854-243
Book / Page	008854 / 000243
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,201.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CAVRAY RD NORWALK CT 068552231, NORWALK, CT 06855-2231

Mortgage

Document Number	8854-246
Date	Jul 3, 2019
Book Page	008854/000246

Lender

Name	USA ALLIANCE FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$38,114.00 (+7.79%)	$1,572,950 (+6.31%) Land $405,500 Building $1,167,450	$1,895,031 (+82.97%)
2025	$35,361.00	$1,479,560 (+83.92%) Land $405,500 Building $1,074,060	$1,035,692 Land $283,850 Building $751,842
2024	$35,361.00 (+75.22%)
2023	$20,181.00 (+2.21%)	$804,474 (+0.01%) Land $239,193 Building $565,281
2022	$19,744.00	$804,411 Land $239,130 Building $565,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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