21 Cavray Rd, Norwalk, CT 06855 Property Records

Norwalk City property record for 21 Cavray Rd, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,388 sqft · built 1942
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Oct 2022)
Tax Bill	$23,936 (2026)
Deeds & Mortgages	May 2023 Refinance Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:24A L:43`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:24A L:43`
Alternative APNs	`NORW M:3 B:24A L:43` `NWLK M:3 B:24A L:43` `7598`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,388 sqft Living Area
Gross Area	4,738 sqft
1st Floor Area	1,959 sqft
Basement Area	481 sqft
Unfinished Basement	385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7598
Street Address	21 CAVRAY RD
City	NORWALK
State	CT
Zip	06855-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Block	24A
Legal Lot Number	43
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1003
Census Tract	44300

Owner

21 Cavray Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CAVRAY RD, NORWALK, CT 06855-2232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Oct 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Oct 11, 2013 · Amount on File
Deed Document Number	202210525
Deed Book / Page	9534 / 141
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	21 CAVRAY RD, NORWALK, CT 06855-2232
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009611-114
Date	May 25, 2023
Book Page	9611/114
Instrument	2023004679

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Oct 13, 2022
Property Address	21 CAVRAY RD, NORWALK, CT 06855-2232
Document Number	009534-141
Book / Page	9534 / 141
Instrument Date	Sep 28, 2022
Instrument	2022010525
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 OLD SAUGATUCK RD, NORWALK, CT 06855-2022

Mortgage

Document Number	2023004679
Date	Oct 13, 2022
Instrument	2023004679

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 21 Cavray Rd was $23,936, up 1.4% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,936.00 (+1.39%)	$987,830 (-) Land $481,850 Building $505,980	$1,779,090 (+157.29%)
2025	$23,609.00	$987,830 Land $481,850 Building $505,980	$691,481 Land $337,295 Building $354,186
2024	$23,609.00 (+26.91%)
2023	$18,603.00 (+24.42%)	$741,550 (+21.73%) Land $242,940 Building $498,610
2022	$14,952.00	$609,180 Land $242,900 Building $366,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Cavray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cavray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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